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Wedding Cakes
The top 23 Ideas About Wedding Cakes Huntsville Al

by admin May 15, 2021

by admin May 15, 2021

The top 23 Ideas About Wedding Cakes Huntsville Al .The wedding cake is one of the significant…
Living Room Ideas
20 Perfect Wallpaper Borders for Living Room

by admin May 15, 2021

by admin May 15, 2021

20 Perfect Wallpaper Borders for Living Room .Wall surface d cor – consisting of wall art, wall…
DIY Baby Shower Ideas
20 Best Ideas Baby Shower Invitations Diy

by admin May 14, 2021

by admin May 14, 2021

20 Best Ideas Baby Shower Invitations Diy .Prepare yourself for a child shower with these diy event…
Rings
Best 21 Native American Wedding Rings

by admin May 14, 2021

by admin May 14, 2021

Best 21 Native American Wedding Rings .A ring for today and all of your tomorrows. You ll…
Valentines Day Gift Ideas
Best 35 Valentine's Day Gift Basket Ideas for Him

by admin May 14, 2021

by admin May 14, 2021

Best 35 Valentine&#039;s Day Gift Basket Ideas for Him .Store from these thoughtful and budget-friendly picks, as…
Halloween Party Ideas
23 Best Ideas School Halloween Party Ideas 4th Grade

by admin May 14, 2021

by admin May 14, 2021

23 Best Ideas School Halloween Party Ideas 4th Grade .Trick-or-treating as well as pulling with each other…
Coloring Pages For Adults
The top 23 Ideas About Adult Coloring Pages Free

by admin May 13, 2021

by admin May 13, 2021

The top 23 Ideas About Adult Coloring Pages Free .Develop your focus and colored pencils. ColorIt makes…
Best Valentines Day Ideas
20 Ideas for Valentines Day Quotes for Mommy

by admin May 13, 2021

by admin May 13, 2021

20 Ideas for Valentines Day Quotes for Mommy .I imply Valentines Day. If you have a sweetheart,…
Sous Vide Recipes
30 Best Ideas sous Vide Beef Tenderloin Thomas Keller

by admin May 13, 2021

by admin May 13, 2021

30 Best Ideas sous Vide Beef Tenderloin Thomas Keller .Draw out your inner cook with these extraordinary…
Grains Recipes
25 Of the Best Ideas for Grain Free Pumpkin Dog Treat Recipes

by admin May 13, 2021

by admin May 13, 2021

25 Of the Best Ideas for Grain Free Pumpkin Dog Treat Recipes .Sure, you have actually had…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?