Home, Family, Style and Art Ideas

Birthday Card Ideas
The Best Ideas for Raunchy Birthday Cards

by admin July 7, 2022

by admin July 7, 2022

The Best Ideas for Raunchy Birthday Cards . Make your birthday celebration greeting stand apart when you…
Anklets
The Best Anklet Aesthetic

by admin July 7, 2022

by admin July 7, 2022

The Best Anklet Aesthetic .All of our anklets as well as bracelets include a flexible knot opposite…
DIY Craft for Kids Ideas
The 20 Best Ideas for Artprojects for Kids

by admin July 6, 2022

by admin July 6, 2022

The 20 Best Ideas for Artprojects for Kids .Looking for enjoyable crafts to try with your kids…
Rings
Best 21 Italian Wedding Rings

by admin July 6, 2022

by admin July 6, 2022

Best 21 Italian Wedding Rings .Whether you re selecting rings for your involvement or matching wedding celebration…
Best Summer Ideas
21 Ideas for Fun Summer Crafts

by admin July 6, 2022

by admin July 6, 2022

21 Ideas for Fun Summer Crafts .There are LOTS OF things you can do with this choice.…
DIY Craft for Preschoolers Ideas
The Best Arts and Crafts for Preschool

by admin July 6, 2022

by admin July 6, 2022

The Best Arts and Crafts for Preschool . Given that springtime is the time for renewal and…
Unicorn Party Ideas
Top 35 Diy Unicorn Birthday Party Ideas

by admin July 5, 2022

by admin July 5, 2022

Top 35 Diy Unicorn Birthday Party Ideas [email protected][If you’re trying to find unicorn party ideas, you have…
Best Valentines Day Ideas
20 Of the Best Ideas for Creative Valentines Day Ideas for Her

by admin July 5, 2022

by admin July 5, 2022

20 Of the Best Ideas for Creative Valentines Day Ideas for Her .Go to your chocolate store…
Nail Ideas
The Best Ideas for Short Nail Ideas

by admin July 5, 2022

by admin July 5, 2022

The Best Ideas for Short Nail Ideas .There are the classics, like pumpkins as well as cute…
Graduation Quotes
The top 20 Ideas About Best Graduation Quotes

by admin July 5, 2022

by admin July 5, 2022

The top 20 Ideas About Best Graduation Quotes . With the flurry of emotions your loved one…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?