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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
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      • Bob Hairstyles
      • Boys Hairstyle
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  • Best Gift Ideas

    21 Ideas for Gift Ideas for Your Best Friend

    by admin March 23, 2023
    by admin March 23, 2023

    21 Ideas for Gift Ideas for Your Best Friend . Obtain a pair of these really great…

  • Valentines Day Gift Ideas

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    by admin March 23, 2023

    35 Best Ideas Sexy Valentines Gift Ideas .You’re not a basic guy. That indicates when February 14…

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    by admin March 23, 2023

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    by admin March 22, 2023

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    by admin March 22, 2023

    Top 21 Desserts Recipes for Two .When you’re cooking for two, locating a side dish recipe that…

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    30 Of the Best Ideas for Pizza Hut Garlic Sauce

    by admin March 22, 2023
    by admin March 22, 2023

    30 Of the Best Ideas for Pizza Hut Garlic Sauce .Simply made it today as well as…

  • Kids Fashion Ideas

    The top 24 Ideas About Kids Party Dresses

    by admin March 22, 2023
    by admin March 22, 2023

    The top 24 Ideas About Kids Party Dresses .When it involves styling your kid, one can not…

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    The top 20 Ideas About Pretty Nails Lubbock

    by admin March 21, 2023
    by admin March 21, 2023

    The top 20 Ideas About Pretty Nails Lubbock .Gorgeous Nails & Body Beauty salon brings a special,…

  • Best St. Patrick Day Ideas

    The Best Ideas for St Patrick's Day Gifts

    by admin March 21, 2023
    by admin March 21, 2023

    The Best Ideas for St Patrick's Day Gifts .The Irish aren’t similar to individuals that Irish Americans…

  • Retirement Party Ideas

    22 Ideas for Retirement theme Party Ideas

    by admin March 21, 2023
    by admin March 21, 2023

    22 Ideas for Retirement theme Party Ideas . To intend a retired life party, start by distributing…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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