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Earrings
24 Best Ideas Indian Gold Earrings

by admin January 25, 2021

by admin January 25, 2021

24 Best Ideas Indian Gold Earrings .Earrings for females resemble spices for food. They make your face…
Birthday Party Inspirations
The Best Ideas for Ten Year Old Birthday Party Ideas

by admin January 24, 2021

by admin January 24, 2021

The Best Ideas for Ten Year Old Birthday Party Ideas . Find Birthday Celebration Event Supplies, consisting…
Male Hairstyles
The Best Ideas for Mixed Race Hairstyles Male

by admin January 24, 2021

by admin January 24, 2021

The Best Ideas for Mixed Race Hairstyles Male .What several hair stylists are advising today is that…
Birthday Invitation Ideas
The Best Ideas for Kid Birthday Party Invitations

by admin January 24, 2021

by admin January 24, 2021

The Best Ideas for Kid Birthday Party Invitations . Prior to the special day, plan ahead as…
Kitchen Ideas
20 Stylish Homemade Outdoor Kitchen

by admin January 24, 2021

by admin January 24, 2021

20 Stylish Homemade Outdoor Kitchen .A lot of outdoor kitchen areas are going to be positioned near…
Birthday Gift Ideas
The Best Creative 21st Birthday Gift Ideas for Her

by admin January 23, 2021

by admin January 23, 2021

The Best Creative 21st Birthday Gift Ideas for Her . So, in this article at one particular…
Brooches
The top 22 Ideas About Brooches Simple

by admin January 23, 2021

by admin January 23, 2021

The top 22 Ideas About Brooches Simple .There s no better means to liven up your collar…
Gift Basket Ideas
The Best Ideas for Gift Basket Auction Ideas

by admin January 23, 2021

by admin January 23, 2021

The Best Ideas for Gift Basket Auction Ideas .Of course, you can load a gift basket with…
Best Cinco de Mayo Ideas
Best 22 Cinco De Mayo Party Outfits

by admin January 23, 2021

by admin January 23, 2021

Best 22 Cinco De Mayo Party Outfits .Mexican food lends itself to huge teams, so welcome a…
Summer Party Ideas
22 Of the Best Ideas for Girl Summer Birthday Party Ideas

by admin January 22, 2021

by admin January 22, 2021

22 Of the Best Ideas for Girl Summer Birthday Party Ideas [email protected][Warm weather calls for a fun…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?