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Best Mothers Day Ideas
The Best Quote Mothers Day

by admin December 1, 2021

by admin December 1, 2021

The Best Quote Mothers Day .Being working mom, I recommend giving her something which will be helpful…
Trolls Party Ideas
Top 25 Trolls Birthday Party Ideas for Food

by admin December 1, 2021

by admin December 1, 2021

Top 25 Trolls Birthday Party Ideas for Food .Birthday events are only as fun as the crafts,…
Beautiful Nails
Top 20 Nine Inch Nails Pretty Hate Machine songs

by admin December 1, 2021

by admin December 1, 2021

Top 20 Nine Inch Nails Pretty Hate Machine songs .Beautiful Nails & Body Beauty salon brings a…
Wedding Hairstyles
23 Best Wedding Hairstyles for Long Hair Pinterest

by admin December 1, 2021

by admin December 1, 2021

23 Best Wedding Hairstyles for Long Hair Pinterest .Searching for the ideal hairstyle isn’t that tough. All…
Best Memorial Day Ideas
Best 23 Memorial Day Messages Quotes

by admin November 30, 2021

by admin November 30, 2021

Best 23 Memorial Day Messages Quotes .Memorial Day is a special event in which we can all…
Living Room Ideas
21 Best Small Apartment Living Room

by admin November 30, 2021

by admin November 30, 2021

21 Best Small Apartment Living Room .When room is doing not have, the only alternative is to…
Mothers Day Gift Ideas
The Best Gift Ideas for Mother's Birthday

by admin November 30, 2021

by admin November 30, 2021

The Best Gift Ideas for Mother&#039;s Birthday .The last point any kind of mommy desires is a…
Best St. Patrick Day Ideas
Best 22 St. Patrick's Day Activities

by admin November 30, 2021

by admin November 30, 2021

Best 22 St. Patrick&#039;s Day Activities .The shock aspect. Lots of people expect to receive presents on…
Braid Hairstyles
Top 21 Braiding Hairstyle Pictures

by admin November 29, 2021

by admin November 29, 2021

Top 21 Braiding Hairstyle Pictures .This sort of pigtail includes the use of hair expansions and also…
Wedding Venues
22 Ideas for Small Wedding Venues Nj

by admin November 29, 2021

by admin November 29, 2021

22 Ideas for Small Wedding Venues Nj .Normally, the style of place straight influences on the design…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?