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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Lighting Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
      • Black Hairstyles
      • Bob Hairstyles
      • Boys Hairstyle
      • Braid Hairstyles
      • Bridesmaid Hairstyles
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      • Cute Hairstyles
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      • Female Hairstyles
      • Girls Hairstyle
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      • Little Girl Hairstyles
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      • Best 4th of July Ideas
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  • Bedroom Ideas

    22 Inexpensive Bedroom Plants Low Light

    by admin July 28, 2021
    by admin July 28, 2021

    22 Inexpensive Bedroom Plants Low Light .Unless your bedroom is exceptionally tiny, it needs more than one…

  • Glitter Nails

    The top 25 Ideas About Ombre Glitter Acrylic Nails

    by admin July 28, 2021
    by admin July 28, 2021

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  • Mardi Gras Recipes

    30 Best Mardi Gras Side Dishes

    by admin July 27, 2021
    by admin July 27, 2021

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  • Graduation Party Ideas

    35 Of the Best Ideas for High School Graduation Party Menu Ideas Recipe

    by admin July 27, 2021
    by admin July 27, 2021

    35 Of the Best Ideas for High School Graduation Party Menu Ideas Recipe . Provide your graduate…

  • Gift Ideas For Couples

    The Best Ideas for Gift Ideas for Couples Under 30

    by admin July 27, 2021
    by admin July 27, 2021

    The Best Ideas for Gift Ideas for Couples Under 30 .Finding presents for couples is a cinch…

  • Wedding Bands

    The Best Ideas for Sterling Silver Wedding Bands for Him

    by admin July 27, 2021
    by admin July 27, 2021

    The Best Ideas for Sterling Silver Wedding Bands for Him .Costs are comparable to other websites in…

  • Best St. Patrick Day Ideas

    The Best Ideas for St Patrick's Day Baby Picture Ideas

    by admin July 26, 2021
    by admin July 26, 2021

    The Best Ideas for St Patrick's Day Baby Picture Ideas .Descendents of those who immigrated during the…

  • Birthday Quotes Inspirations

    25 Of the Best Ideas for Funny 18th Birthday Quotes

    by admin July 26, 2021
    by admin July 26, 2021

    25 Of the Best Ideas for Funny 18th Birthday Quotes . Birthday quotes can be used inside…

  • Gift Basket Ideas

    Best 22 Gift Basket Ideas for Nurses

    by admin July 26, 2021
    by admin July 26, 2021

    Best 22 Gift Basket Ideas for Nurses . Hello there Jill: when we do gift baskets, we…

  • Coloring Pages For Boys

    Top 30 Free Coloring Pages for Boys Sports

    by admin July 26, 2021
    by admin July 26, 2021

    Top 30 Free Coloring Pages for Boys Sports .Boys are also joined in their life’s interests. To…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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