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DIY Organizer Ideas
30 Ideas for Diy Office organization

by admin January 17, 2022

by admin January 17, 2022

30 Ideas for Diy Office organization .Organizing your kitchen items wear t need to be uninteresting. All…
Bathroom Ideas
22 Stunning Masterbating In Bathroom

by admin January 16, 2022

by admin January 16, 2022

22 Stunning Masterbating In Bathroom .This restroom is cozy and also inviting, thanks to the neutral tones…
Best Gift Ideas
The top 21 Ideas About Best Gift Ideas for 5 Year Old Boy

by admin January 16, 2022

by admin January 16, 2022

The top 21 Ideas About Best Gift Ideas for 5 Year Old Boy . Get a pair…
Leadership Quotes
The Best Ideas for Colin Powell Leadership Quotes

by admin January 16, 2022

by admin January 16, 2022

The Best Ideas for Colin Powell Leadership Quotes .When you’re in the trenches of leading teams as…
DIY Baby Shower Ideas
Top 20 Diy Baby Shower Party Favors

by admin January 16, 2022

by admin January 16, 2022

Top 20 Diy Baby Shower Party Favors .Get ready for an infant shower with these diy celebration…
Birthday Gift Ideas
20 Best Ideas 30th Birthday Gift Ideas for Boyfriend

by admin January 15, 2022

by admin January 15, 2022

20 Best Ideas 30th Birthday Gift Ideas for Boyfriend . Birthday Gifts If you’re soon after a…
Crochet Hairstyles
22 Of the Best Ideas for Black Crochet Hairstyles

by admin January 15, 2022

by admin January 15, 2022

22 Of the Best Ideas for Black Crochet Hairstyles .Allow me to introduce you: First, your hair…
DIY Dog Ideas
22 Ideas for Dog Agility Jump Diy

by admin January 15, 2022

by admin January 15, 2022

22 Ideas for Dog Agility Jump Diy .It’s component toy, part reward, with a complete offering of…
Wedding Makeup
25 Ideas for Bobbi Brown Wedding Makeup

by admin January 15, 2022

by admin January 15, 2022

25 Ideas for Bobbi Brown Wedding Makeup .Because there’s a good chance you haven’t been obtaining ample…
DIY Dog Ideas
Top 22 Dog Ear Cleaning solution Diy

by admin January 14, 2022

by admin January 14, 2022

Top 22 Dog Ear Cleaning solution Diy .It’s part plaything, part treat, with a full offering of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?