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Best Summer Ideas
21 Best Fun Summer Activities for Adults

by admin June 14, 2021

by admin June 14, 2021

21 Best Fun Summer Activities for Adults .Numerous colleges around the country are out for a summer…
Coloring Pages For Kids
The Best Cool Coloring Pages for Older Kids

by admin June 14, 2021

by admin June 14, 2021

The Best Cool Coloring Pages for Older Kids .Coloring pages the most convenient means to soothe your…
Best Memorial Day Ideas
The top 23 Ideas About Memorial Day Weekend Activities

by admin June 14, 2021

by admin June 14, 2021

The top 23 Ideas About Memorial Day Weekend Activities .On Memorial Day, we commemorate not only those…
DIY Box Ideas
20 Best Diy Litter Box Enclosure

by admin June 14, 2021

by admin June 14, 2021

20 Best Diy Litter Box Enclosure .The gift box ideas shared here today are design to be…
DIY Baby Shower Ideas
The 20 Best Ideas for Diy Baby Hammock

by admin June 13, 2021

by admin June 13, 2021

The 20 Best Ideas for Diy Baby Hammock .Prepare yourself for an infant shower with these do-it-yourself…
Landscape Ideas
20 Incredible Landscape Design Drawings

by admin June 13, 2021

by admin June 13, 2021

20 Incredible Landscape Design Drawings .A yard is an extension of what’s going on inside our residence,…
Wedding Makeup
Top 25 Smokey Eye Wedding Makeup

by admin June 13, 2021

by admin June 13, 2021

Top 25 Smokey Eye Wedding Makeup .It’s best to experiment ahead of time to discover what works…
Positive Quotes
35 Best Ideas Positive Living Quotes

by admin June 13, 2021

by admin June 13, 2021

35 Best Ideas Positive Living Quotes .Put life in point of view with with some short yet…
Nail Designs
Top 20 Mac Nail Designs

by admin June 12, 2021

by admin June 12, 2021

Top 20 Mac Nail Designs .If you are looking for a subdued gel nail idea, these are…
Fathers Day Gift Ideas
22 Best Fathers Day Diy Gift Ideas

by admin June 12, 2021

by admin June 12, 2021

22 Best Fathers Day Diy Gift Ideas . Help him look after his skin with this set…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?