Home, Family, Style and Art Ideas

Prom Hairstyles
21 Of the Best Ideas for Hairstyles Proms

by admin June 9, 2023

by admin June 9, 2023

21 Of the Best Ideas for Hairstyles Proms .Senior prom for a lot of women is just…
Gift Basket Ideas
The Best Best Gift Basket Ideas

by admin June 9, 2023

by admin June 9, 2023

The Best Best Gift Basket Ideas .Certainly, you can fill up a gift basket with anything and…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gift for Best Friend

by admin June 9, 2023

by admin June 9, 2023

The 24 Best Ideas for Birthday Gift for Best Friend . Certain, your birthday girl loves her…
Gift Ideas For Girls
Top 24 Gift Ideas for 10 Yr Old Girls

by admin June 9, 2023

by admin June 9, 2023

Top 24 Gift Ideas for 10 Yr Old Girls .Teenager women are pretty hard to shop for,…
Kindness Quotes
24 Best Ideas Bible Quotes About Kindness

by admin June 8, 2023

by admin June 8, 2023

24 Best Ideas Bible Quotes About Kindness . Kindness quotes and well-known remarks concerning compassion, empathy, mercy,…
Cool Hairstyles
20 Of the Best Ideas for Boy Cool Hairstyle

by admin June 8, 2023

by admin June 8, 2023

20 Of the Best Ideas for Boy Cool Hairstyle .It is one of one of the most…
Baby Shower Recipes
The Best Ideas for Baby Boy Cake Ideas for First Birthday

by admin June 8, 2023

by admin June 8, 2023

The Best Ideas for Baby Boy Cake Ideas for First Birthday .Seeking baby shower dishes? Get easy…
Anniversary Gift Ideas
20 Ideas for Seventh Anniversary Gift Ideas

by admin June 8, 2023

by admin June 8, 2023

20 Ideas for Seventh Anniversary Gift Ideas .On this day, you understand what a gift it was…
Birthday Gift Ideas
Best 20 Boss Birthday Gift Ideas Male

by admin June 7, 2023

by admin June 7, 2023

Best 20 Boss Birthday Gift Ideas Male . So, in this article at 1 desired destination, by…
Gift Ideas For Couples
The top 20 Ideas About Couple Xmas Gift Ideas

by admin June 7, 2023

by admin June 7, 2023

The top 20 Ideas About Couple Xmas Gift Ideas . The pair who’s constantly holding celebrations most…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?