Home, Family, Style and Art Ideas

Coloring Pages For Toddlers
Top 20 Yellow Coloring Pages for toddlers

by admin May 23, 2022

by admin May 23, 2022

Top 20 Yellow Coloring Pages for toddlers .I m an initial grade instructor. For creativity, I concur…
DIY Wood Ideas
21 Best Easy Wood Craft Ideas

by admin May 23, 2022

by admin May 23, 2022

21 Best Easy Wood Craft Ideas . Wood is a very functional product it can be used…
DIY Craft for Preschoolers Ideas
25 Ideas for Very Hungry Caterpillar Craft Ideas Preschool

by admin May 22, 2022

by admin May 22, 2022

25 Ideas for Very Hungry Caterpillar Craft Ideas Preschool .Prepare yourself to take arts ‘n’ crafts to…
Bedroom Ideas
35 Brilliant Mens Bedroom Ideas

by admin May 22, 2022

by admin May 22, 2022

35 Brilliant Mens Bedroom Ideas .Currently it s time to relax and let loose the power of…
Romantic Quotes
Best 23 Romantic soulmate Love Quotes

by admin May 22, 2022

by admin May 22, 2022

Best 23 Romantic soulmate Love Quotes . In this collection you will locate: 1) enchanting quotes for…
Freezer-friendly Recipes
The Best Ideas for Freezer Spaghetti Sauce

by admin May 22, 2022

by admin May 22, 2022

The Best Ideas for Freezer Spaghetti Sauce .Pepper steak is among my favored dishes, yet sometimes the…
Positive Quotes
The Best Quotes for Positive

by admin May 21, 2022

by admin May 21, 2022

The Best Quotes for Positive .Put life in point of view with with some short yet sage…
DIY Craft for Kids Ideas
The Best Ideas for Diy Kids Room Storage

by admin May 21, 2022

by admin May 21, 2022

The Best Ideas for Diy Kids Room Storage .Trying to find fun crafts to attempt with your…
Necklaces
The Best Ideas for Two Peas In A Pod Necklace

by admin May 21, 2022

by admin May 21, 2022

The Best Ideas for Two Peas In A Pod Necklace .The larger the far better is the…
Wedding Dresses
The Best Pagan Wedding Dresses

by admin May 21, 2022

by admin May 21, 2022

The Best Pagan Wedding Dresses .There are a lot of wedding event information that you require to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?