Home, Family, Style and Art Ideas

Cute Hairstyles
The 22 Best Ideas for Cute Quick Hairstyles

by admin October 3, 2022

by admin October 3, 2022

The 22 Best Ideas for Cute Quick Hairstyles .There are various hair transformation tools online that guarantees…
Gluten-Free Recipes
20 Ideas for How is Gluten Free Bread Made

by admin October 3, 2022

by admin October 3, 2022

20 Ideas for How is Gluten Free Bread Made .Gluten is a general name for the healthy…
Birthday Quotes Inspirations
25 Best 21st Birthday Quotes

by admin October 3, 2022

by admin October 3, 2022

25 Best 21st Birthday Quotes . Birthday celebration quotes can be used inside a greeting card to…
Gift Ideas For Couples
The top 20 Ideas About Couple's First Christmas Gift Ideas

by admin October 3, 2022

by admin October 3, 2022

The top 20 Ideas About Couple&#039;s First Christmas Gift Ideas .Finding presents for couples is a cinch…
Sad Quotes
24 Ideas for Quotes Sad Love

by admin October 2, 2022

by admin October 2, 2022

24 Ideas for Quotes Sad Love .You can never regulate who you drop in love with, even…
DIY Crafts for Kids
The top 22 Ideas About Poinsettia Craft for Kids

by admin October 2, 2022

by admin October 2, 2022

The top 22 Ideas About Poinsettia Craft for Kids .Dream Catchers may appear challenging, however if you…
Male Hairstyles
The Best Sexy Male Haircuts

by admin October 2, 2022

by admin October 2, 2022

The Best Sexy Male Haircuts .What many hairdressers are advising today is that you maintain a photo…
Inspirational Quotes
24 Best Inspirational Quotes About Teacher

by admin October 2, 2022

by admin October 2, 2022

24 Best Inspirational Quotes About Teacher . Here’s the ideal inspirational quotes we’ve seen to make you…
Best Fathers Day Ideas
20 Best Ideas Fathers Day Gift Ideas From Daughter

by admin October 1, 2022

by admin October 1, 2022

20 Best Ideas Fathers Day Gift Ideas From Daughter .Parenting has three stages, one when the children…
Baby Quotes
The top 21 Ideas About Dad and Baby Quotes

by admin October 1, 2022

by admin October 1, 2022

The top 21 Ideas About Dad and Baby Quotes .When he ultimately was placed into my arms,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?