Home, Family, Style and Art Ideas

Glitter Nails
Best 25 Glitter Gel Nails Pictures

by admin October 5, 2017

by admin October 5, 2017

Best 25 Glitter Gel Nails Pictures .For nails that radiate brighter than Bellatrix’s safe at Gringotts, you…
Wedding Dresses
20 Of the Best Ideas for Fall Wedding Bridesmaid Dresses

by admin October 5, 2017

by admin October 5, 2017

20 Of the Best Ideas for Fall Wedding Bridesmaid Dresses .Allow’s face it. Many males simply can…
Best 4th of July Ideas
20 Of the Best Ideas for 4th Of July Activities for Kids

by admin October 4, 2017

by admin October 4, 2017

20 Of the Best Ideas for 4th Of July Activities for Kids .If you’re looking for some…
Holiday Gift Ideas
22 Best Holiday Gift Ideas 2020

by admin October 4, 2017

by admin October 4, 2017

22 Best Holiday Gift Ideas 2020 .Our annual gift guides intend to make holiday purchasing individual, thoughtful,…
Pins
23 Best Marvel Pins

by admin October 4, 2017

by admin October 4, 2017

23 Best Marvel Pins .There s no much better way to liven up your collar than with…
Best Gift Ideas
21 Best Ideas Best White Elephant Gift Ideas

by admin October 4, 2017

by admin October 4, 2017

21 Best Ideas Best White Elephant Gift Ideas .To the ultimate coffee fan, java is not simply…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?