Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Best Birthday Gift for 3 Year Old Boy

by admin October 8, 2024

by admin October 8, 2024

24 Best Birthday Gift for 3 Year Old Boy . Certain, your birthday lady likes her share…
Necklaces
20 Of the Best Ideas for David Yurman Mens Necklace

by admin October 7, 2024

by admin October 7, 2024

20 Of the Best Ideas for David Yurman Mens Necklace .Jewelry sets make an excellent gift for…
Kids Room Ideas
20 Perfect Examples Of Stylish Children Shoe Storage

by admin October 7, 2024

by admin October 7, 2024

20 Perfect Examples Of Stylish Children Shoe Storage .Once your children begin walking on their own, they…
Beautiful Nails
20 Of the Best Ideas for Pretty Matte Nails

by admin October 7, 2024

by admin October 7, 2024

20 Of the Best Ideas for Pretty Matte Nails .Our professional as well as inviting group make…
Body Jewelry
Top 23 Male Body Jewelry

by admin October 6, 2024

by admin October 6, 2024

Top 23 Male Body Jewelry .In the body adjustment sector, connects & tunnels are 2 of the…
Wedding Dresses
20 Of the Best Ideas for Bride Wedding Dress

by admin October 6, 2024

by admin October 6, 2024

20 Of the Best Ideas for Bride Wedding Dress .Are you about to obtain wed? For many…
Education Quotes
35 Ideas for Funny Educational Quotes

by admin October 6, 2024

by admin October 6, 2024

35 Ideas for Funny Educational Quotes . In the suitable instance, education as well as instructors inspire…
Birthday Gift Ideas
The Best Ideas for Mens 50th Birthday Gift Ideas

by admin October 6, 2024

by admin October 6, 2024

The Best Ideas for Mens 50th Birthday Gift Ideas .If you’re as soon as a exceptional birthday…
Kids Fashion Ideas
The Best Ideas for atlanta Kids Fashion Week

by admin October 5, 2024

by admin October 5, 2024

The Best Ideas for atlanta Kids Fashion Week .Dressing up babies can be actually enjoyable as well…
Wedding Gowns
23 Ideas for Custom Made Wedding Gowns

by admin October 5, 2024

by admin October 5, 2024

23 Ideas for Custom Made Wedding Gowns .It is advisable to wear your picked underwear for your…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?