Home, Family, Style and Art Ideas

Best Gift Ideas
The 21 Best Ideas for Best Gift Ideas for 12 Year Old Boy

by admin September 21, 2021

by admin September 21, 2021

The 21 Best Ideas for Best Gift Ideas for 12 Year Old Boy .Roasts are endlessly differed,…
Birthday Gift Ideas
The 20 Best Ideas for 50th Birthday Gift Ideas for Men Funny

by admin September 21, 2021

by admin September 21, 2021

The 20 Best Ideas for 50th Birthday Gift Ideas for Men Funny . So, right here at…
Wedding Gowns
The Best Affordable Wedding Gowns

by admin September 20, 2021

by admin September 20, 2021

The Best Affordable Wedding Gowns .Silhouette refers to the general cut of a gown. It’s the most…
Anklets
20 Ideas for Anklet Seashell

by admin September 20, 2021

by admin September 20, 2021

20 Ideas for Anklet Seashell .Bronze anklets show up as early as the Bronze Age in temperate…
DIY Kit Ideas
The Best Ideas for Diy Audio Amplifier Kits

by admin September 20, 2021

by admin September 20, 2021

The Best Ideas for Diy Audio Amplifier Kits .Although lacking alternate methods of fire illumination, the Zippo…
DIY Craft for Toddlers Ideas
Top 30 Creative Art for toddlers

by admin September 20, 2021

by admin September 20, 2021

Top 30 Creative Art for toddlers . Have a youngster who loves marshmallows? Then she will certainly…
Halloween Party Ideas
23 Best Halloween Party Treat Ideas

by admin September 19, 2021

by admin September 19, 2021

23 Best Halloween Party Treat Ideas .Trick-or-treating as well as pulling with each other the best Halloween…
Tofu and Tempeh Recipes
The top 25 Ideas About Sauces for tofu

by admin September 19, 2021

by admin September 19, 2021

The top 25 Ideas About Sauces for tofu .Protein: I could not make a decision on which…
DIY Baby Shower Ideas
Best 20 Diy Baby Photo Shoot

by admin September 19, 2021

by admin September 19, 2021

Best 20 Diy Baby Photo Shoot .Prepare yourself for a child shower with these diy party ideas.…
Pool Ideas
30 Delightful Diy Above Ground Swimming Pool

by admin September 19, 2021

by admin September 19, 2021

30 Delightful Diy Above Ground Swimming Pool .Standard-Series above ground pools have actually been the go-to for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?