Home, Family, Style and Art Ideas

Birthday Gift Ideas
The Best Ideas for 1st Birthday Gift Ideas for Boys

by admin December 2, 2023

by admin December 2, 2023

The Best Ideas for 1st Birthday Gift Ideas for Boys . Birthday Gifts If you’re following a…
Baby Quotes
The top 21 Ideas About Baby Fever Quotes

by admin December 1, 2023

by admin December 1, 2023

The top 21 Ideas About Baby Fever Quotes .After that, you recognize that you didn t have…
Bridesmaid Hairstyles
21 Of the Best Ideas for Bridesmaids Hairstyles

by admin December 1, 2023

by admin December 1, 2023

21 Of the Best Ideas for Bridesmaids Hairstyles .Does a new bride choose on a suitable hairstyle…
Best Christmas Ideas
25 Ideas for Christmas Decor Clearance

by admin December 1, 2023

by admin December 1, 2023

25 Ideas for Christmas Decor Clearance .Babies can be talented a variety of points during Christmas. From…
Anniversary Quotes
22 Of the Best Ideas for First Anniversary Quote

by admin December 1, 2023

by admin December 1, 2023

22 Of the Best Ideas for First Anniversary Quote . Anniversary quotes to value as well as…
Sad Quotes
The 24 Best Ideas for Super Sad Quotes

by admin November 30, 2023

by admin November 30, 2023

The 24 Best Ideas for Super Sad Quotes . When you’re really feeling sad, quotes regarding sadness…
Best Fall Ideas
The Best Fall Wood Decor

by admin November 30, 2023

by admin November 30, 2023

The Best Fall Wood Decor .@[One of the most glamorous and touching theme weddings is the rural…
Quotes for Kids
The top 20 Ideas About Watching Your Child Grow Quotes

by admin November 30, 2023

by admin November 30, 2023

The top 20 Ideas About Watching Your Child Grow Quotes .People from every profession have something to…
Bachelorette Party Ideas
22 Best Ideas Bachelorette Party Ideas San Francisco

by admin November 30, 2023

by admin November 30, 2023

22 Best Ideas Bachelorette Party Ideas San Francisco . If you are among those individuals that has…
DIY Dog Ideas
Top 22 Diy Dog Fencing

by admin November 29, 2023

by admin November 29, 2023

Top 22 Diy Dog Fencing .It’s component toy, component reward, with a full offering of cuteness. These…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?