Home, Family, Style and Art Ideas

Bathroom Ideas
35 Unique Styling Ideas for Your Black Framed Bathroom Mirror

by admin April 11, 2021

by admin April 11, 2021

35 Unique Styling Ideas for Your Black Framed Bathroom Mirror .Brilliant whites constantly look a little extra…
Rings
21 Ideas for Craigslist Diamond Rings

by admin April 11, 2021

by admin April 11, 2021

21 Ideas for Craigslist Diamond Rings .Involvement rings are the ultimate expression of love, which is why…
Inspirational Quotes
24 Of the Best Ideas for High School Senior Inspirational Quotes

by admin April 11, 2021

by admin April 11, 2021

24 Of the Best Ideas for High School Senior Inspirational Quotes . If you intend to have…
Best St. Patrick Day Ideas
22 Best Saint Patrick's Day Activities

by admin April 10, 2021

by admin April 10, 2021

22 Best Saint Patrick&#039;s Day Activities .Descendents of those who immigrated throughout the Irish potato starvations of…
Best Summer Ideas
Top 21 Famous Summer Quote

by admin April 10, 2021

by admin April 10, 2021

Top 21 Famous Summer Quote .Lots of institutions around the nation are out for a summer holiday…
Living Room Ideas
20 Best Design Ideas for Living Wall Indoor

by admin April 10, 2021

by admin April 10, 2021

20 Best Design Ideas for Living Wall Indoor .This was a challenging job because the property owner…
Crochet Hairstyles
22 Best Ideas Crochet Natural Hairstyles

by admin April 10, 2021

by admin April 10, 2021

22 Best Ideas Crochet Natural Hairstyles .When set up correctly, crochet pigtails look so all-natural, it s…
Nail Ideas
23 Best Ideas Unique Nail Ideas

by admin April 9, 2021

by admin April 9, 2021

23 Best Ideas Unique Nail Ideas .Acrylic manicures, dip powder nails, as well as gel manicures are…
DIY Crafts for Kids
22 Ideas for Winter Crafts Kids

by admin April 9, 2021

by admin April 9, 2021

22 Ideas for Winter Crafts Kids .Dream Catchers might show up difficult, however if you adhere to…
Braid Hairstyles
The 21 Best Ideas for toddler Braids Hairstyles

by admin April 9, 2021

by admin April 9, 2021

The 21 Best Ideas for toddler Braids Hairstyles .Braid hairstyles are cute as well as attractive, and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?