Home, Family, Style and Art Ideas

Girls Hairstyle
24 Of the Best Ideas for Little Girls Hairstyles for School

by admin January 19, 2021

by admin January 19, 2021

24 Of the Best Ideas for Little Girls Hairstyles for School .Little women like to have devices…
DIY Rack Ideas
The Best Diy Concrete Crack Repair

by admin January 19, 2021

by admin January 19, 2021

The Best Diy Concrete Crack Repair . Really cool. I will certainly do this one day. For…
Wedding Decorations
The Best Cheap Beach Wedding Decorations

by admin January 18, 2021

by admin January 18, 2021

The Best Cheap Beach Wedding Decorations .If the wedding celebration designer is truly great, he will certainly…
Gift Basket Ideas
22 Best Ideas Sweet 16 Gift Basket Ideas

by admin January 18, 2021

by admin January 18, 2021

22 Best Ideas Sweet 16 Gift Basket Ideas . Hi there Jill: when we do gift baskets,…
Beautiful Nails
The 20 Best Ideas for Pretty Nails Parsippany Nj

by admin January 18, 2021

by admin January 18, 2021

The 20 Best Ideas for Pretty Nails Parsippany Nj .Our unique solutions consist of late nights, commitment…
Family Quotes
Top 23 Family Distance Quote

by admin January 18, 2021

by admin January 18, 2021

Top 23 Family Distance Quote .Family members is just one of one of the most important, if…
Coloring Pages for Children
21 Best Happy Birthday Coloring Pages for Kids

by admin January 17, 2021

by admin January 17, 2021

21 Best Happy Birthday Coloring Pages for Kids .I am a Fourth Quality Catechist, and in the…
DIY Wood Ideas
The top 21 Ideas About Diy Wooden Swing Sets

by admin January 17, 2021

by admin January 17, 2021

The top 21 Ideas About Diy Wooden Swing Sets . If you ve always had a thing…
Necklaces
The top 20 Ideas About Family Tree Necklace

by admin January 17, 2021

by admin January 17, 2021

The top 20 Ideas About Family Tree Necklace .Precious jewelry collections make a superb present for your…
Best Fathers Day Ideas
Top 20 Spiritual Fathers Day Quotes

by admin January 17, 2021

by admin January 17, 2021

Top 20 Spiritual Fathers Day Quotes .It’s specifically why it’s up to you to provide your hubby…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?