Home, Family, Style and Art Ideas

Anniversary Gift Ideas
The Best 40 Year Wedding Anniversary Gift Ideas

by admin January 24, 2022

by admin January 24, 2022

The Best 40 Year Wedding Anniversary Gift Ideas .You love your partner and also you hate them…
Nail Art
Top 21 4th Of July Nail Art Ideas

by admin January 24, 2022

by admin January 24, 2022

Top 21 4th Of July Nail Art Ideas .Nail art is a creative means to paint, embellish,…
Birthday Decoration Ideas
Top 23 Birthday Party Decorating Ideas

by admin January 23, 2022

by admin January 23, 2022

Top 23 Birthday Party Decorating Ideas .Ladies’ Birthday Supplies Select From 70+ birthday patterns for women, including…
Kids Room Ideas
21 Antique Swing Kids Korean

by admin January 23, 2022

by admin January 23, 2022

21 Antique Swing Kids Korean .When you do not feel like evacuating and hiking to the playground,…
Party Food Ideas
24 Ideas for Ninja Turtle Party Food Ideas

by admin January 23, 2022

by admin January 23, 2022

24 Ideas for Ninja Turtle Party Food Ideas [email protected][Chips and dip is always a party favorite, but…
Positive Quotes
35 Ideas for Surround Yourself with Positive Energy Quotes

by admin January 23, 2022

by admin January 23, 2022

35 Ideas for Surround Yourself with Positive Energy Quotes .Put life in point of view with with…
Wedding Venues
Top 22 Long island City Wedding Venues

by admin January 22, 2022

by admin January 22, 2022

Top 22 Long island City Wedding Venues .Naturally, the design of venue straight affects on the style…
Best Winter Ideas
Best 22 Winter Animals Preschool Crafts

by admin January 22, 2022

by admin January 22, 2022

Best 22 Winter Animals Preschool Crafts .There are of course many areas to begin the search for…
Earrings
The Best Earring Back Stuck In Earlobe

by admin January 22, 2022

by admin January 22, 2022

The Best Earring Back Stuck In Earlobe .An earring is a piece of precious jewelry affixed to…
Natural Hairstyles
Best 24 Twa Natural Hairstyles

by admin January 22, 2022

by admin January 22, 2022

Best 24 Twa Natural Hairstyles .There are a great deal of toxins we obtain from almost everywhere…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?