Home, Family, Style and Art Ideas

Necklaces
20 Ideas for Bow and Arrow Necklace

by admin February 4, 2023

by admin February 4, 2023

20 Ideas for Bow and Arrow Necklace .The bigger the better is the phrase the some women…
Glitter Nails
The Best Glitter Nail Polish Designs

by admin February 3, 2023

by admin February 3, 2023

The Best Glitter Nail Polish Designs .Glitter could make you think back to doing crafts in primary…
Anniversary Quotes
The 22 Best Ideas for 9 Year Anniversary Quotes

by admin February 3, 2023

by admin February 3, 2023

The 22 Best Ideas for 9 Year Anniversary Quotes . Anniversary quotes to treasure and express joy…
Baby Shower Gifts
The 21 Best Ideas for Baby Gifts to Send

by admin February 3, 2023

by admin February 3, 2023

The 21 Best Ideas for Baby Gifts to Send .A baby shower is a significant event for…
Best 4th of July Ideas
The Best Ideas for John Adams 4th Of July Celebration Quote

by admin February 3, 2023

by admin February 3, 2023

The Best Ideas for John Adams 4th Of July Celebration Quote .If, on the other hand, the…
Organizing Ideas
30 Best Of Garage Shoe organizers

by admin February 2, 2023

by admin February 2, 2023

30 Best Of Garage Shoe organizers .Arrange your automobile lubricating substances, fluids and various other products in…
Birthday Recipes
23 Best Chocolate Chip Birthday Cake Recipe

by admin February 2, 2023

by admin February 2, 2023

23 Best Chocolate Chip Birthday Cake Recipe .Cook the cakes until a toothpick placed into the center…
Wedding Hairstyles
The 20 Best Ideas for Wedding Hairstyles with Veil

by admin February 2, 2023

by admin February 2, 2023

The 20 Best Ideas for Wedding Hairstyles with Veil .Prior to you decide whether to place your…
Funny Birthday Ideas
The 21 Best Ideas for Funny Birthday Cards for Grandma

by admin February 2, 2023

by admin February 2, 2023

The 21 Best Ideas for Funny Birthday Cards for Grandma . When a sappy Characteristic birthday card…
Backyard Party Ideas
23 Best Backyard Sweet 16 Party Ideas

by admin February 1, 2023

by admin February 1, 2023

23 Best Backyard Sweet 16 Party Ideas .The very best sort of backyard event has sharp outdoor…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?