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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
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  • Necklaces

    20 Ideas for Bow and Arrow Necklace

    by admin February 4, 2023
    by admin February 4, 2023

    20 Ideas for Bow and Arrow Necklace .The bigger the better is the phrase the some women…

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    The Best Glitter Nail Polish Designs

    by admin February 3, 2023
    by admin February 3, 2023

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    by admin February 3, 2023

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    by admin February 3, 2023

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  • Best 4th of July Ideas

    The Best Ideas for John Adams 4th Of July Celebration Quote

    by admin February 3, 2023
    by admin February 3, 2023

    The Best Ideas for John Adams 4th Of July Celebration Quote .If, on the other hand, the…

  • Organizing Ideas

    30 Best Of Garage Shoe organizers

    by admin February 2, 2023
    by admin February 2, 2023

    30 Best Of Garage Shoe organizers .Arrange your automobile lubricating substances, fluids and various other products in…

  • Birthday Recipes

    23 Best Chocolate Chip Birthday Cake Recipe

    by admin February 2, 2023
    by admin February 2, 2023

    23 Best Chocolate Chip Birthday Cake Recipe .Cook the cakes until a toothpick placed into the center…

  • Wedding Hairstyles

    The 20 Best Ideas for Wedding Hairstyles with Veil

    by admin February 2, 2023
    by admin February 2, 2023

    The 20 Best Ideas for Wedding Hairstyles with Veil .Prior to you decide whether to place your…

  • Funny Birthday Ideas

    The 21 Best Ideas for Funny Birthday Cards for Grandma

    by admin February 2, 2023
    by admin February 2, 2023

    The 21 Best Ideas for Funny Birthday Cards for Grandma . When a sappy Characteristic birthday card…

  • Backyard Party Ideas

    23 Best Backyard Sweet 16 Party Ideas

    by admin February 1, 2023
    by admin February 1, 2023

    23 Best Backyard Sweet 16 Party Ideas .The very best sort of backyard event has sharp outdoor…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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