Home, Family, Style and Art Ideas

Wedding Cakes
The 23 Best Ideas for Wedding Cakes Appleton Wi

by admin June 5, 2023

by admin June 5, 2023

The 23 Best Ideas for Wedding Cakes Appleton Wi .As bride-to-bes, we desire that response to our…
Glitter Nails
25 Ideas for Grey Nails with Glitter

by admin June 4, 2023

by admin June 4, 2023

25 Ideas for Grey Nails with Glitter .Glitter might make you think back to doing crafts in…
Sad Quotes
The Best What to Say when someone is Sad Quotes

by admin June 4, 2023

by admin June 4, 2023

The Best What to Say when someone is Sad Quotes . We accumulated the most lovely and…
Mothers Day Quotes
35 Of the Best Ideas for Best Mother Daughter Quotes

by admin June 4, 2023

by admin June 4, 2023

35 Of the Best Ideas for Best Mother Daughter Quotes . Mommy’s Day arrive at Sunday, May…
Backyard Party Ideas
Best 23 Rustic Backyard Party Ideas

by admin June 4, 2023

by admin June 4, 2023

Best 23 Rustic Backyard Party Ideas . Yard events are essential to summer season. They have actually…
DIY Organizer Ideas
30 Best Ideas Diy organization Ideas for Your Room

by admin June 3, 2023

by admin June 3, 2023

30 Best Ideas Diy organization Ideas for Your Room .Organizing your cooking area items put on t…
Gluten-Free Recipes
20 Best Gluten Free Sandwich Bread

by admin June 3, 2023

by admin June 3, 2023

20 Best Gluten Free Sandwich Bread .Gluten is a basic name for the healthy proteins discovered in…
Birthday Gift Inspirations
24 Of the Best Ideas for Good Birthday Gifts for Best Friends

by admin June 3, 2023

by admin June 3, 2023

24 Of the Best Ideas for Good Birthday Gifts for Best Friends . Certain, your birthday girl…
Kitchen Ideas
20 Modern White Kitchen Tile Backsplash

by admin June 3, 2023

by admin June 3, 2023

20 Modern White Kitchen Tile Backsplash .When you’re talking kitchen backsplash ideas, it doesn’t get a lot…
Wedding Dresses
20 Ideas for Red Mermaid Wedding Dress

by admin June 2, 2023

by admin June 2, 2023

20 Ideas for Red Mermaid Wedding Dress .There are numerous wedding event information that you need to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?