Home, Family, Style and Art Ideas

Best Spring Ideas
The 23 Best Ideas for Spring Ideas for Babies

by admin September 29, 2022

by admin September 29, 2022

The 23 Best Ideas for Spring Ideas for Babies .The season of springtime is conveniently one of…
Best Fathers Day Ideas
The Best Fathers Day Quotes for Husband

by admin September 29, 2022

by admin September 29, 2022

The Best Fathers Day Quotes for Husband .Parenting has 3 stages, one when the kids are babies…
Easy Hairstyles
The top 21 Ideas About Easy Maintenance Hairstyles

by admin September 29, 2022

by admin September 29, 2022

The top 21 Ideas About Easy Maintenance Hairstyles .Because they can do basically any hairstyle that is…
DIY Outdoor Ideas
Best 35 Diy Chiminea Outdoor Fireplace

by admin September 28, 2022

by admin September 28, 2022

Best 35 Diy Chiminea Outdoor Fireplace .Summer is the season for delighting in everything outdoors as well…
Best Summer Ideas
The Best Ideas for Summer Dinner Ideas for Kids

by admin September 28, 2022

by admin September 28, 2022

The Best Ideas for Summer Dinner Ideas for Kids .Your floors ought to additionally mirror the shade…
Cute Hairstyles
The Best Ideas for Cute Boys with Short Haircuts

by admin September 28, 2022

by admin September 28, 2022

The Best Ideas for Cute Boys with Short Haircuts .Cute Hairstyles For Short Hair consist of kicky…
Bathroom Ideas
24 Incredible Subway Tile Bathroom Wall

by admin September 28, 2022

by admin September 28, 2022

24 Incredible Subway Tile Bathroom Wall .Initially look, you may just observe the traditional train ceramic tiles…
Wedding Sparklers
The Best Ideas for Heart Shaped Wedding Sparklers

by admin September 27, 2022

by admin September 27, 2022

The Best Ideas for Heart Shaped Wedding Sparklers .Prior to lighting the wedding sparklers, inform everyone your…
Wedding Hairstyles
The 23 Best Ideas for Quick and Easy Wedding Hairstyles

by admin September 27, 2022

by admin September 27, 2022

The 23 Best Ideas for Quick and Easy Wedding Hairstyles .It ought to be noted that altering…
Wedding Cakes
23 Best Average Cost for Wedding Cake

by admin September 27, 2022

by admin September 27, 2022

23 Best Average Cost for Wedding Cake .The wedding celebration cake is just one of the significant…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?