Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
22 Best St Patrick's Day Party Supplies

by admin June 25, 2022

by admin June 25, 2022

22 Best St Patrick&#039;s Day Party Supplies .With tongue in cheek every American that likes a mid-March…
Living Room Ideas
24 Favorite Decorate Small Living Room

by admin June 24, 2022

by admin June 24, 2022

24 Favorite Decorate Small Living Room .Turn your living-room into a work of art with painterly patterned…
Kitchen Ideas
35 Fascinating Low Voltage Kitchen Cabinet Lighting

by admin June 24, 2022

by admin June 24, 2022

35 Fascinating Low Voltage Kitchen Cabinet Lighting .Whether your kitchen area is brilliantly modern or decently traditional,…
Coloring Pages For Kids
The top 25 Ideas About Scripture Coloring Pages for Kids

by admin June 24, 2022

by admin June 24, 2022

The top 25 Ideas About Scripture Coloring Pages for Kids . Maintain youngsters active as well as…
Graduation Party Ideas
35 Best Ideas Graduation Party

by admin June 24, 2022

by admin June 24, 2022

35 Best Ideas Graduation Party . Provide your grad a grand send-off by having guests document their…
DIY Craft for Kids Ideas
20 Ideas for Diy Kids Desks

by admin June 23, 2022

by admin June 23, 2022

20 Ideas for Diy Kids Desks .Whether your child likes crafts & arts or science experiments, we’ve…
Coloring Pages For Boys
The Best Coloring Pages for Boys Sports

by admin June 23, 2022

by admin June 23, 2022

The Best Coloring Pages for Boys Sports .Children are additionally unified in their life’s enthusiasms. To get…
Gift Ideas For Couples
20 Of the Best Ideas for Gift Ideas for Engaged Couples

by admin June 23, 2022

by admin June 23, 2022

20 Of the Best Ideas for Gift Ideas for Engaged Couples .Discovering presents for pairs is a…
Living Room Ideas
24 Extraordinary Gray Living Room Decor Ideas

by admin June 23, 2022

by admin June 23, 2022

24 Extraordinary Gray Living Room Decor Ideas .Turn your living room right into a work of art…
Beautiful Nails
20 Best Pretty Spa Nails

by admin June 22, 2022

by admin June 22, 2022

20 Best Pretty Spa Nails .Attractive Nails & Body Beauty salon brings a special, indulgent and indulging…

1
2
3
4
5
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?