Category:

Seasonal

Best Passover Ideas
24 Of the Best Ideas for Passover Dessert Ideas

by admin January 15, 2021

by admin January 15, 2021

24 Of the Best Ideas for Passover Dessert Ideas .Keep reading for some terrific thoughts on how…
Best St. Patrick Day Ideas
22 Best Ideas St Patrick's Day Arts and Crafts for toddlers

by admin January 12, 2021

by admin January 12, 2021

22 Best Ideas St Patrick&#039;s Day Arts and Crafts for toddlers .The Irish aren’t much like the…
Best Summer Ideas
21 Of the Best Ideas for Summer Activities In New England

by admin January 12, 2021

by admin January 12, 2021

21 Of the Best Ideas for Summer Activities In New England .Why not have a summer season…
Best Passover Ideas
24 Of the Best Ideas for Passover Ideas

by admin January 3, 2021

by admin January 3, 2021

24 Of the Best Ideas for Passover Ideas .As a Christian vacation, Passover was observed by various…
Best Valentines Day Ideas
The top 20 Ideas About Valentines Day Quotes for My Wife

by admin January 1, 2021

by admin January 1, 2021

The top 20 Ideas About Valentines Day Quotes for My Wife .The timeless concepts are still wonderful…
Best Labor Day Ideas
Top 24 Labor Day Celebration Ideas

by admin January 1, 2021

by admin January 1, 2021

Top 24 Labor Day Celebration Ideas .A red, white as well as blue motif is the excellent…
Best St. Patrick Day Ideas
Best 22 St Patrick's Day Lunch Ideas

by admin December 29, 2020

by admin December 29, 2020

Best 22 St Patrick&#039;s Day Lunch Ideas .Descendents of those who arrived throughout the Irish potato famines…
Best Valentines Day Ideas
20 Best Ideas Valentines Day Gifts for Mom

by admin December 29, 2020

by admin December 29, 2020

20 Best Ideas Valentines Day Gifts for Mom .The classic concepts are still great concepts. There is…
Best Fathers Day Ideas
20 Best Ideas Happy Fathers Day Quote

by admin December 27, 2020

by admin December 27, 2020

20 Best Ideas Happy Fathers Day Quote .It’s exactly why it’s up to you to offer your…
Best Valentines Day Ideas
Best 20 Valentines Day Ideas for Teachers

by admin December 20, 2020

by admin December 20, 2020

Best 20 Valentines Day Ideas for Teachers .I imply Valentines Day. If you have a sweetheart, partner…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?