Home, Family, Style and Art Ideas

Birthday Invitation Ideas
Best 25 Boy Birthday Party Invitations

by admin April 13, 2021

by admin April 13, 2021

Best 25 Boy Birthday Party Invitations . There are a lot of various methods to celebrate your…
Party Food Ideas
Best 24 Quick Food Ideas for A Party

by admin April 13, 2021

by admin April 13, 2021

Best 24 Quick Food Ideas for A Party [email protected][Chips and also dip is always a party favored,…
Nail Ideas
The Best Sparkly Nail Ideas

by admin April 13, 2021

by admin April 13, 2021

The Best Sparkly Nail Ideas .There are the classics, like pumpkins and also adorable deer, as well…
Coloring Pages For Girls
The Best Sexy Girls Printable Coloring Pages

by admin April 13, 2021

by admin April 13, 2021

The Best Sexy Girls Printable Coloring Pages . In this classification, you will certainly discover outstanding Coloring…
Birthday Decoration Ideas
23 Best Ideas 75 Birthday Decorations

by admin April 12, 2021

by admin April 12, 2021

23 Best Ideas 75 Birthday Decorations . When it comes to birthday celebrations, you don’t always want…
Halloween Recipes
22 Of the Best Ideas for Drinks Halloween Costumes

by admin April 12, 2021

by admin April 12, 2021

22 Of the Best Ideas for Drinks Halloween Costumes .When you’ve ended up changing the home into…
Inspirational Quotes
The Best November Inspirational Quotes

by admin April 12, 2021

by admin April 12, 2021

The Best November Inspirational Quotes .Put life in point of view with with some brief yet sage…
Birthday Wishes Ideas
25 Ideas for 10th Birthday Wishes

by admin April 12, 2021

by admin April 12, 2021

25 Ideas for 10th Birthday Wishes . Birthday celebrations are amongst the most well known occasions of…
Unicorn Party Ideas
35 Ideas for Unicorn and Rainbow Party Ideas

by admin April 11, 2021

by admin April 11, 2021

35 Ideas for Unicorn and Rainbow Party Ideas [email protected][If you’re looking for unicorn party ideas, you have…
Bathroom Ideas
35 Unique Styling Ideas for Your Black Framed Bathroom Mirror

by admin April 11, 2021

by admin April 11, 2021

35 Unique Styling Ideas for Your Black Framed Bathroom Mirror .Brilliant whites constantly look a little extra…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?