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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
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      • Bob Hairstyles
      • Boys Hairstyle
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  • Beautiful Nails

    20 Best Ideas Beautiful Nail Art

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    by admin December 7, 2022

    20 Best Ideas Beautiful Nail Art .Our professional as well as inviting group make it their top…

  • Engagement

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    by admin December 7, 2022
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    by admin December 7, 2022

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    by admin December 6, 2022

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    by admin December 6, 2022

    Top 35 Diy Outdoor Stone Fireplace .Summertime is the season for delighting in whatever outdoors and also…

  • Wedding Guest Book

    Top 21 Snapfish Wedding Guest Book

    by admin December 6, 2022
    by admin December 6, 2022

    Top 21 Snapfish Wedding Guest Book .Wedding visitor book is a prize of words used to the…

  • Kids Room Décor Ideas

    23 Best Ideas Flooring for Kids Room

    by admin December 5, 2022
    by admin December 5, 2022

    23 Best Ideas Flooring for Kids Room .Flexibility is essential when it comes to creating your kid’s…

  • Engagement

    The Best Ideas for Cartier Diamond Engagement Rings

    by admin December 5, 2022
    by admin December 5, 2022

    The Best Ideas for Cartier Diamond Engagement Rings .When looking for that best ruby, picking precious jewelry…

  • Holiday Party Ideas

    The 21 Best Ideas for Fun Holiday Party Ideas

    by admin December 5, 2022
    by admin December 5, 2022

    The 21 Best Ideas for Fun Holiday Party Ideas . Have you started thinking of your business’s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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