Home, Family, Style and Art Ideas

Birthday Wishes Ideas
25 Best Ideas Happy 3rd Birthday Wishes

by admin September 24, 2021

by admin September 24, 2021

25 Best Ideas Happy 3rd Birthday Wishes .Sending birthday celebration greetings has become a required practice nowadays.…
Family Quotes
23 Best Protecting My Family Quotes

by admin September 23, 2021

by admin September 23, 2021

23 Best Protecting My Family Quotes .Household is among the most essential, if not one of the…
Gift Basket Ideas
22 Of the Best Ideas for Great Gift Basket Ideas

by admin September 23, 2021

by admin September 23, 2021

22 Of the Best Ideas for Great Gift Basket Ideas . Hello Jill: when we do gift…
Dinner Party Ideas
24 Best Ideas Easy Dinner Party Ideas for 8

by admin September 23, 2021

by admin September 23, 2021

24 Best Ideas Easy Dinner Party Ideas for 8 .We have actually created a collection of dinner…
Wedding Cakes
The Best Wedding Cakes Erie Pa

by admin September 23, 2021

by admin September 23, 2021

The Best Wedding Cakes Erie Pa .As bride-to-bes, we want that response to our wedding cakes. We…
Anklets
The top 20 Ideas About How to Make Anklet

by admin September 22, 2021

by admin September 22, 2021

The top 20 Ideas About How to Make Anklet .In the modern times, there are not numerous…
Graduation Quotes
The Best Ideas for Disney Graduation Quotes

by admin September 22, 2021

by admin September 22, 2021

The Best Ideas for Disney Graduation Quotes .Graduation has ultimately come! It’s not only a landmark for…
DIY Baby Shower Ideas
The 20 Best Ideas for Baby Footprints Diy

by admin September 22, 2021

by admin September 22, 2021

The 20 Best Ideas for Baby Footprints Diy . Using an individualized tale book as an infant…
DIY Craft for Kids Ideas
20 Of the Best Ideas for Art Things for Kids

by admin September 22, 2021

by admin September 22, 2021

20 Of the Best Ideas for Art Things for Kids .Looking for fun crafts to attempt with…
DIY Dog Ideas
22 Best Ideas Diy Dog Potty

by admin September 21, 2021

by admin September 21, 2021

22 Best Ideas Diy Dog Potty .It’s part plaything, component treat, with a complete offering of cuteness.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?