Home, Family, Style and Art Ideas

Best New Years Day Ideas
The Best Ideas for Inspirational Quotes New Year

by admin May 14, 2022

by admin May 14, 2022

The Best Ideas for Inspirational Quotes New Year .New Years is a celebration of excellent pleasure throughout…
Wedding Favors
The Best Wedding Guest Favors

by admin May 14, 2022

by admin May 14, 2022

The Best Wedding Guest Favors .Just how to make wedding favors? There is even more belief positioned…
Tea Party Ideas
The Best Witches Tea Party Ideas

by admin May 14, 2022

by admin May 14, 2022

The Best Witches Tea Party Ideas .Few tea ceremony ideas are as essential as tea! The secret…
Birthday Invitation Ideas
The top 25 Ideas About Printable Birthday Invitation Cards

by admin May 13, 2022

by admin May 13, 2022

The top 25 Ideas About Printable Birthday Invitation Cards . Prior to the special day, strategy ahead…
Relationship Quotes
Top 30 Quotes About Trust issues In A Relationship

by admin May 13, 2022

by admin May 13, 2022

Top 30 Quotes About Trust issues In A Relationship .Well, in those minutes, you could probably use…
Marriage Quotes
The 25 Best Ideas for Quran Marriage Quotes

by admin May 13, 2022

by admin May 13, 2022

The 25 Best Ideas for Quran Marriage Quotes . He’s a household man, and he’s always giving…
Nail Colors
22 Ideas for Winter Nail Colors Opi

by admin May 13, 2022

by admin May 13, 2022

22 Ideas for Winter Nail Colors Opi .When thinking about the cooler season, you could securely anticipate…
Gender Reveal Party Ideas
Top 20 Gender Surprise Party Ideas

by admin May 12, 2022

by admin May 12, 2022

Top 20 Gender Surprise Party Ideas . I was at a gender expose party that was just…
Birthday Decoration Ideas
23 Of the Best Ideas for Train Birthday Decorations

by admin May 12, 2022

by admin May 12, 2022

23 Of the Best Ideas for Train Birthday Decorations . Balloons can be one of the most…
DIY Craft for Kids Ideas
Best 20 Diy Valentine Cards for Kids

by admin May 12, 2022

by admin May 12, 2022

Best 20 Diy Valentine Cards for Kids . A recent research study by Dr. Richard Rende revealed…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?