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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
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      • Bob Hairstyles
      • Boys Hairstyle
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  • DIY Craft for Kids Ideas

    20 Best Ideas Name Crafts for Kids

    by admin March 20, 2023
    by admin March 20, 2023

    20 Best Ideas Name Crafts for Kids .Whether your child likes crafts & arts or science experiments,…

  • Birthday Decoration Ideas

    The Best Motorcycle Birthday Decorations

    by admin March 20, 2023
    by admin March 20, 2023

    The Best Motorcycle Birthday Decorations . That’s why Event City uses a significant choice of birthday event…

  • Kitchen Ideas

    25 top Two Colored Kitchen Cabinets

    by admin March 20, 2023
    by admin March 20, 2023

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  • Mothers Day Quotes

    35 Best Ideas Like Mother Like Daughters Quotes

    by admin March 20, 2023
    by admin March 20, 2023

    35 Best Ideas Like Mother Like Daughters Quotes .Mother’s Day is the unique time of year when…

  • Best Valentines Day Ideas

    Best 20 Wife Valentines Day Gift

    by admin March 19, 2023
    by admin March 19, 2023

    Best 20 Wife Valentines Day Gift .The traditional concepts are still great ideas. There is no chance…

  • Best 4th of July Ideas

    20 Ideas for 4th Of July Party Decorations

    by admin March 19, 2023
    by admin March 19, 2023

    20 Ideas for 4th Of July Party Decorations .If, on the other hand, the focus for you…

  • Kindness Quotes

    The Best Ideas for Quotes On Kindness

    by admin March 19, 2023
    by admin March 19, 2023

    The Best Ideas for Quotes On Kindness .You can discover it in a simple act of compassion…

  • Wedding Favors

    21 Best Hot Chocolate Wedding Favors

    by admin March 18, 2023
    by admin March 18, 2023

    21 Best Hot Chocolate Wedding Favors .The objective of this short article is for the couple to…

  • Bedroom Ideas

    25 Best Design Ideas for Bedroom Corner Cabinet

    by admin March 18, 2023
    by admin March 18, 2023

    25 Best Design Ideas for Bedroom Corner Cabinet .So read on, as well as unleash your bedroom…

  • Bedroom Ideas

    22 Best Of Bedroom Recessed Lighting

    by admin March 18, 2023
    by admin March 18, 2023

    22 Best Of Bedroom Recessed Lighting .Unless your bedroom is very small, it requires more than one…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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