Home, Family, Style and Art Ideas

Braid Hairstyles
Top 21 Braiding Hairstyle Pictures

by admin November 29, 2021

by admin November 29, 2021

Top 21 Braiding Hairstyle Pictures .This sort of pigtail includes the use of hair expansions and also…
Wedding Venues
22 Ideas for Small Wedding Venues Nj

by admin November 29, 2021

by admin November 29, 2021

22 Ideas for Small Wedding Venues Nj .Normally, the style of place straight influences on the design…
Friendship Quotes
21 Of the Best Ideas for Shakespeare Quotes On Friendship

by admin November 29, 2021

by admin November 29, 2021

21 Of the Best Ideas for Shakespeare Quotes On Friendship .Whether you have actually understood your bestie…
Gift Basket Ideas
The Best New Baby Gift Basket Ideas

by admin November 29, 2021

by admin November 29, 2021

The Best New Baby Gift Basket Ideas .Of course, you can load a gift basket with anything…
Baby Shower Gifts
21 Of the Best Ideas for Baby Shower Gift for Second Baby

by admin November 28, 2021

by admin November 28, 2021

21 Of the Best Ideas for Baby Shower Gift for Second Baby .At the end of most…
Baby Shower Gifts
21 Of the Best Ideas for Baby Girl Twins Gifts

by admin November 28, 2021

by admin November 28, 2021

21 Of the Best Ideas for Baby Girl Twins Gifts .When it comes to purchasing child presents,…
Storage Ideas
23 Stunning Corner Bench Seating with Storage

by admin November 28, 2021

by admin November 28, 2021

23 Stunning Corner Bench Seating with Storage .Storage OttomansKeep all your cozy points put away with a…
Bachelorette Party Ideas
22 Best Ideas Great Bachelorette Party Ideas

by admin November 28, 2021

by admin November 28, 2021

22 Best Ideas Great Bachelorette Party Ideas .If you’re searching for out-of-the-box bachelorette party ideas, we have…
Healthy Recipes
23 Best Ideas Healthy Green Smoothie Recipes

by admin November 27, 2021

by admin November 27, 2021

23 Best Ideas Healthy Green Smoothie Recipes .Discover thousands of healthy recipes complete with calorie matters and…
Christmas Quotes
21 Best Christmas Quote Family

by admin November 27, 2021

by admin November 27, 2021

21 Best Christmas Quote Family .In the days leading up to Christmas, it in some cases seems…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?