Home, Family, Style and Art Ideas

Life Quotes
Best 22 Quotes About Life Lessons and Moving On

by admin June 12, 2021

by admin June 12, 2021

Best 22 Quotes About Life Lessons and Moving On . Truly a quote to live by, the…
Kids Room Décor Ideas
The 23 Best Ideas for Kids Bathroom Decor Sets

by admin June 12, 2021

by admin June 12, 2021

The 23 Best Ideas for Kids Bathroom Decor Sets .What did your space look like when you…
Coloring Pages For Kids
Top 25 Ocean Coloring Pages for Kids

by admin June 11, 2021

by admin June 11, 2021

Top 25 Ocean Coloring Pages for Kids . Supercoloring.com is a very fun for all ages: for…
DIY Craft for Adult Ideas
20 Ideas for Valentine Craft Ideas for Adults

by admin June 11, 2021

by admin June 11, 2021

20 Ideas for Valentine Craft Ideas for Adults . One more of my favorite craft evening ideas…
Best Mothers Day Ideas
21 Best Ideas What is the Best Gift for Mother's Day

by admin June 11, 2021

by admin June 11, 2021

21 Best Ideas What is the Best Gift for Mother&#039;s Day .Give her fresh as well as…
Birthday Gift Ideas
The top 20 Ideas About Cute Birthday Gift Ideas for Best Friend

by admin June 11, 2021

by admin June 11, 2021

The top 20 Ideas About Cute Birthday Gift Ideas for Best Friend . So, in this article…
Wedding Cakes
The Best Ideas for Wedding Cakes Seattle

by admin June 10, 2021

by admin June 10, 2021

The Best Ideas for Wedding Cakes Seattle .One of the things that you might have been considering…
Best Halloween Ideas
The Best Funny Diy Halloween Costumes

by admin June 10, 2021

by admin June 10, 2021

The Best Funny Diy Halloween Costumes .Several online sources or a Halloween shop can not just help…
Birthday Party Inspirations
The Best Ideas for Ideas for A 60th Birthday Party

by admin June 10, 2021

by admin June 10, 2021

The Best Ideas for Ideas for A 60th Birthday Party . Find Birthday Celebration Party Supplies, consisting…
Birthday Gift Ideas
Top 20 18th Birthday Gift Ideas for Best Friend

by admin June 10, 2021

by admin June 10, 2021

Top 20 18th Birthday Gift Ideas for Best Friend . Come to a decision in opposition to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?