Home, Family, Style and Art Ideas

Best 4th of July Ideas
The 20 Best Ideas for 4th Of July Bulletin Board Ideas

by admin November 6, 2024

by admin November 6, 2024

The 20 Best Ideas for 4th Of July Bulletin Board Ideas .Of all, you have the advantage…
Wedding Shoes
24 Best Jjshouse Wedding Shoes

by admin November 6, 2024

by admin November 6, 2024

24 Best Jjshouse Wedding Shoes .Another favorite wedding celebration footwear is the rounded toe shoes. Commonly, there…
Baby Room Décor
Top 20 Room Decor for Baby Boy

by admin November 6, 2024

by admin November 6, 2024

Top 20 Room Decor for Baby Boy .When choosing your infant s nursery motif, be strong and…
Best Thanksgiving Ideas
The Best Pinterest Thanksgiving Crafts

by admin November 6, 2024

by admin November 6, 2024

The Best Pinterest Thanksgiving Crafts .The idea of planning a Thanksgiving event so quickly will certainly get…
Gift Basket Ideas
Best 22 Bbq Gift Basket Ideas

by admin November 5, 2024

by admin November 5, 2024

Best 22 Bbq Gift Basket Ideas . Hi Jill: when we do gift baskets, we usually consist…
Gender Reveal Party Ideas
The Best Ideas for Surprise Gender Reveal Party Ideas

by admin November 5, 2024

by admin November 5, 2024

The Best Ideas for Surprise Gender Reveal Party Ideas . I was at a sex reveal party…
Nail Designs
20 Of the Best Ideas for Purple toe Nail Designs

by admin November 5, 2024

by admin November 5, 2024

20 Of the Best Ideas for Purple toe Nail Designs .Once the bright white shades of summer…
Wedding Guest Book
21 Best Ideas Wedding Canvas Guest Book

by admin November 5, 2024

by admin November 5, 2024

21 Best Ideas Wedding Canvas Guest Book .Wedding event visitor book is a prize of words provided…
Dinner Party Ideas
24 Of the Best Ideas for Dinner Party Dessert Ideas

by admin November 4, 2024

by admin November 4, 2024

24 Of the Best Ideas for Dinner Party Dessert Ideas .We’ve assembled a collection of dinner party…
Baby Quotes
21 Best Quotes About Having A Baby Changing Your Life

by admin November 4, 2024

by admin November 4, 2024

21 Best Quotes About Having A Baby Changing Your Life .After that, you understand that you didn…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?