Home, Family, Style and Art Ideas

Printable Coloring Pages
The Best Ideas for tooth Coloring Pages Printable

by admin September 20, 2024

by admin September 20, 2024

The Best Ideas for tooth Coloring Pages Printable . Coloring pages as well as printables for youngsters…
DIY Hair Ideas
Best 25 Diy Hair Masks for Damaged Hair

by admin September 20, 2024

by admin September 20, 2024

Best 25 Diy Hair Masks for Damaged Hair .Every bride fantasizes regarding having her finest hair day…
Lamb Recipes
The Best Ideas for Lamb Curry Stew

by admin September 20, 2024

by admin September 20, 2024

The Best Ideas for Lamb Curry Stew .These saucy lamb chops may seem fancy, however mine work…
Mothers Day Quotes
The Best Mother Quotes for Her Daughter

by admin September 20, 2024

by admin September 20, 2024

The Best Mother Quotes for Her Daughter .Mommy’s Day is the special time of year when you…
Garage Ideas
23 Awesome Insulated Garage Door Costs

by admin September 19, 2024

by admin September 19, 2024

23 Awesome Insulated Garage Door Costs .In the market for above garage doors? Search our option of…
DIY Hair Ideas
25 Of the Best Ideas for Diy Hair Products

by admin September 19, 2024

by admin September 19, 2024

25 Of the Best Ideas for Diy Hair Products . Using these DIY hair masks will condition…
DIY Box Ideas
Top 20 Diy Aquarium Overflow Box

by admin September 19, 2024

by admin September 19, 2024

Top 20 Diy Aquarium Overflow Box .The gift box ideas shared right here today are style to…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for 13 Year Old Girl

by admin September 19, 2024

by admin September 19, 2024

24 Best Ideas Birthday Gifts for 13 Year Old Girl .Exactly how to Choose the Perfect Birthday…
Funny Quotes
The Best Funny Patience Quotes

by admin September 18, 2024

by admin September 18, 2024

The Best Funny Patience Quotes . Giggling is a terrific method to release stagnant, heavy, adverse energy.…
Summer Party Ideas
22 Best Summer Party Invitation Ideas

by admin September 18, 2024

by admin September 18, 2024

22 Best Summer Party Invitation Ideas .@[Cozy weather calls for an enjoyable summer event with family and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?