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DIY Christmas Ideas

DIY Christmas Ideas
Top 24 Diy Christmas Photo Card

by admin October 7, 2023

by admin October 7, 2023

Top 24 Diy Christmas Photo Card .Work up a batch of body butter for a lavish DIY…
DIY Christmas Ideas
24 Best Ideas Diy Christmas Backdrop

by admin August 27, 2023

by admin August 27, 2023

24 Best Ideas Diy Christmas Backdrop . Happily provide a Xmas welcoming to all that enter your…
DIY Christmas Ideas
24 Best Ideas Christmas ornament Craft Ideas

by admin August 20, 2023

by admin August 20, 2023

24 Best Ideas Christmas ornament Craft Ideas . Cheerfully release a Christmas welcoming to all that enter…
DIY Christmas Ideas
Top 24 Diy Wood Christmas Gifts

by admin March 2, 2023

by admin March 2, 2023

Top 24 Diy Wood Christmas Gifts . Cheerfully release a Xmas greeting to all that enter your…
DIY Christmas Ideas
24 Best Christmas Diy Decorations

by admin February 7, 2023

by admin February 7, 2023

24 Best Christmas Diy Decorations .Work up a batch of body butter for a lavish DIY gift.…
DIY Christmas Ideas
24 Best Ideas Diy Christmas Tree Cone

by admin April 25, 2022

by admin April 25, 2022

24 Best Ideas Diy Christmas Tree Cone .Work up a batch of body butter for a glamorous…
DIY Christmas Ideas
24 Best Ideas Ugly Christmas Sweater Diy Pinterest

by admin April 17, 2022

by admin April 17, 2022

24 Best Ideas Ugly Christmas Sweater Diy Pinterest . Happily release a Xmas greeting to all that…
DIY Christmas Ideas
24 Best Ideas Diy Christmas Shirts

by admin March 2, 2022

by admin March 2, 2022

24 Best Ideas Diy Christmas Shirts .Whip up a set of body butter for a glamorous DIY…
DIY Christmas Ideas
24 Best Diy Christmas Gift Ideas

by admin November 11, 2020

by admin November 11, 2020

24 Best Diy Christmas Gift Ideas . Happily provide a Christmas welcoming to all that enter your…
DIY Christmas Ideas
24 Ideas for Christmas Crackers Diy

by admin February 27, 2020

by admin February 27, 2020

24 Ideas for Christmas Crackers Diy .Whip up a batch of body butter for a glamorous DIY…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?