Home, Family, Style and Art Ideas

Wedding Cakes
23 Ideas for Fabulous Wedding Cakes

by admin April 17, 2023

by admin April 17, 2023

23 Ideas for Fabulous Wedding Cakes .As brides, we want that response to our wedding celebration cakes.…
DIY Craft for Preschoolers Ideas
The top 25 Ideas About Craft Activities for Preschoolers

by admin April 16, 2023

by admin April 16, 2023

The top 25 Ideas About Craft Activities for Preschoolers . Since springtime is the moment for revival…
Storage Ideas
21 Modern Kitchen Tables with Storage Benches

by admin April 16, 2023

by admin April 16, 2023

21 Modern Kitchen Tables with Storage Benches .If you’re creating a classic cooking area, or a homely…
Birthday Party Ideas
21 Of the Best Ideas for Birthday Party Ideas for 7 Year Old Girls

by admin April 16, 2023

by admin April 16, 2023

21 Of the Best Ideas for Birthday Party Ideas for 7 Year Old Girls .First Birthday Ideas…
Marriage Quotes
The 25 Best Ideas for Marriage Blessing Quotes

by admin April 16, 2023

by admin April 16, 2023

The 25 Best Ideas for Marriage Blessing Quotes .The genuine act of marriage occurs in the heart,…
DIY Costume Ideas
35 Of the Best Ideas for Diy Grinch Costume

by admin April 15, 2023

by admin April 15, 2023

35 Of the Best Ideas for Diy Grinch Costume . Use this Meme-inspired outfit to your Halloween…
Thank You Gift Ideas
Best 21 Thank You Gift Ideas for Family

by admin April 15, 2023

by admin April 15, 2023

Best 21 Thank You Gift Ideas for Family .When an unique someone goes above as well as…
Glitter Nails
Best 25 Nails with Glitter Designs

by admin April 15, 2023

by admin April 15, 2023

Best 25 Nails with Glitter Designs .For nails that shine brighter than Bellatrix’s vault at Gringotts, you…
Coloring Pages For Kids
25 Best Coloring Book Games for Kids

by admin April 15, 2023

by admin April 15, 2023

25 Best Coloring Book Games for Kids . Maintain children active as well as imaginative anywhere, anytime,…
Birthday Decoration Ideas
23 Of the Best Ideas for Mickey Mouse Birthday Party Decorations

by admin April 14, 2023

by admin April 14, 2023

23 Of the Best Ideas for Mickey Mouse Birthday Party Decorations .Women’ Birthday Supplies Choose from 70+…

1
…
319
320
321
322
323
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?