Home, Family, Style and Art Ideas

Birthday Party Ideas
21 Best 59th Birthday Party Ideas

by admin May 30, 2018

by admin May 30, 2018

21 Best 59th Birthday Party Ideas . For the youngest among us, birthday parties at Chuck E.…
Gifts for Kids
22 Ideas for Unicorn Gifts for Kids

by admin May 30, 2018

by admin May 30, 2018

22 Ideas for Unicorn Gifts for Kids .We ve selected some of the most popular concepts in…
Girls Hairstyle
The Best Ideas for toddler Girls Short Haircuts

by admin May 30, 2018

by admin May 30, 2018

The Best Ideas for toddler Girls Short Haircuts .There are countless prominent little girl hairstyles that you…
DIY Crafts for Kids
The Best Arts and Craft Ideas for Kids

by admin May 30, 2018

by admin May 30, 2018

The Best Arts and Craft Ideas for Kids .Dream Catchers might show up tricky, however if you…
Salmon Recipes
30 Of the Best Ideas for Smoked Salmon Jerky

by admin May 30, 2018

by admin May 30, 2018

30 Of the Best Ideas for Smoked Salmon Jerky .Me and also my husband constantly simply pan…
Birthday Card Ideas
The Best Birthday Cards for Daughter

by admin May 30, 2018

by admin May 30, 2018

The Best Birthday Cards for Daughter .Bulge birthday celebration cards don’t need to include a bundle of…
Beautiful Nails
The Best Pretty Nails Tyngsboro Ma

by admin May 30, 2018

by admin May 30, 2018

The Best Pretty Nails Tyngsboro Ma .Our expert and inviting group make it their top priority to…
DIY Mask Ideas
The 23 Best Ideas for Diy at Home Face Mask

by admin May 30, 2018

by admin May 30, 2018

The 23 Best Ideas for Diy at Home Face Mask . This moisturizing, customizable DIY sheet mask…
Nail Styles
The 22 Best Ideas for Short Nail Styles

by admin May 30, 2018

by admin May 30, 2018

The 22 Best Ideas for Short Nail Styles .Heading to the nail salon is constantly a reward,…
Baby Shower Gift Ideas
The Best Gift Ideas for Big Brother From New Baby

by admin May 30, 2018

by admin May 30, 2018

The Best Gift Ideas for Big Brother From New Baby .It s a puppet, it s a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?