Home, Family, Style and Art Ideas

Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for Adults

by admin July 20, 2018

by admin July 20, 2018

20 Of the Best Ideas for Birthday Gift Ideas for Adults . Acquire in opposition to our…
DIY Wood Ideas
Best 21 Wood Backsplash Diy

by admin July 20, 2018

by admin July 20, 2018

Best 21 Wood Backsplash Diy . If you ve always had a point for Tumblr-like backdrops and…
Birthday Invitation Ideas
The 25 Best Ideas for Candy themed Birthday Invitations

by admin July 20, 2018

by admin July 20, 2018

The 25 Best Ideas for Candy themed Birthday Invitations . There are so many different ways to…
Engagement
22 Best Ideas Marquise Cut Diamond Engagement Ring

by admin July 19, 2018

by admin July 19, 2018

22 Best Ideas Marquise Cut Diamond Engagement Ring .The way in which a diamond is cut will…
Wedding Gifts
The top 24 Ideas About Wedding Gift for Second Marriage

by admin July 19, 2018

by admin July 19, 2018

The top 24 Ideas About Wedding Gift for Second Marriage .Sending wedding gifts to praise a couple…
DIY Christmas Ideas
The top 24 Ideas About Diy Christmas Wreath

by admin July 19, 2018

by admin July 19, 2018

The top 24 Ideas About Diy Christmas Wreath . Happily release a Christmas greeting to all who…
Nail Art
The Best Instagram Nail Art

by admin July 19, 2018

by admin July 19, 2018

The Best Instagram Nail Art .Nail art is an innovative method to repaint, enhance, boost, and embellish…
Nail Colors
The 22 Best Ideas for Early Fall Nail Colors

by admin July 19, 2018

by admin July 19, 2018

The 22 Best Ideas for Early Fall Nail Colors .You ll notice that the most scrumptious red…
Gourmet Recipes
Top 30 Casual Gourmet Chicken Sausage

by admin July 19, 2018

by admin July 19, 2018

Top 30 Casual Gourmet Chicken Sausage .What makes gourmet so great? Experimenting with distinct soap bases internal…
Birthday Party Ideas
Top 21 Candyland 1st Birthday Party Ideas

by admin July 19, 2018

by admin July 19, 2018

Top 21 Candyland 1st Birthday Party Ideas . For the youngest amongst us, birthday celebration events at…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?