Home, Family, Style and Art Ideas

Girls Hairstyle
The 24 Best Ideas for 7 Year Old Black Girl Hairstyles

by admin June 4, 2018

by admin June 4, 2018

The 24 Best Ideas for 7 Year Old Black Girl Hairstyles .Little women love to have devices…
Birthday Quote Ideas
35 Best Happy Birthday to My Beautiful Wife Quotes

by admin June 4, 2018

by admin June 4, 2018

35 Best Happy Birthday to My Beautiful Wife Quotes . These birthday quotes are a terrific place…
Slow Cooker Recipes
The Best Ideas for Slow Cooker Pork Chops Potatoes Carrots

by admin June 4, 2018

by admin June 4, 2018

The Best Ideas for Slow Cooker Pork Chops Potatoes Carrots .The slow cooker is not just effective…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Woodworkers

by admin June 4, 2018

by admin June 4, 2018

20 Best Ideas Christmas Gift Ideas for Woodworkers .Locate the perfect gift for every person on your…
Best Valentines Day Ideas
20 Of the Best Ideas for Same Day Valentines Gift Delivery

by admin June 4, 2018

by admin June 4, 2018

20 Of the Best Ideas for Same Day Valentines Gift Delivery .The classic ideas are still terrific…
Best New Years Day Ideas
25 Ideas for Gifts for New Year

by admin June 4, 2018

by admin June 4, 2018

25 Ideas for Gifts for New Year .Commemorated on January 1, New Years Day is observed as…
Mermaid Party Ideas
20 Ideas for the Little Mermaid Party Ideas

by admin June 4, 2018

by admin June 4, 2018

20 Ideas for the Little Mermaid Party Ideas .Mermaids allow with children. In various other news, water…
Retirement Party Ideas
22 Best Ideas Firefighter Retirement Party Ideas

by admin June 4, 2018

by admin June 4, 2018

22 Best Ideas Firefighter Retirement Party Ideas . To prepare a retired life party, begin by flowing…
Best Fathers Day Ideas
The Best Fathers Day Ideas for Stepdads

by admin June 4, 2018

by admin June 4, 2018

The Best Fathers Day Ideas for Stepdads .It’s precisely why it’s up to you to give your…
Living Room Ideas
24 Stunning Ikea Living Room Lighting

by admin June 4, 2018

by admin June 4, 2018

24 Stunning Ikea Living Room Lighting .Ceiling Lights Below at Dunelm we are pleased to offer a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?