Home, Family, Style and Art Ideas

Grains Recipes
The top 25 Ideas About Grains Like Quinoa

by admin May 31, 2018

by admin May 31, 2018

The top 25 Ideas About Grains Like Quinoa .Certain, you have actually had oatmeal as well as…
Bedroom Ideas
30 Fabulous Rustic Log Bedroom Set

by admin May 31, 2018

by admin May 31, 2018

30 Fabulous Rustic Log Bedroom Set .Each piece in this bedroom furniture set has a distressed antique…
Thanksgiving Quotes
Best 30 Thanksgiving Quotes for Daughter

by admin May 31, 2018

by admin May 31, 2018

Best 30 Thanksgiving Quotes for Daughter .” One of my most remarkable Thanksgiving memories was most likely…
Anime Hairstyles
23 Best Anime Inspired Hairstyles

by admin May 31, 2018

by admin May 31, 2018

23 Best Anime Inspired Hairstyles .There aren’t many anime women with bald (or cut) heads, yet there…
DIY Baby Shower Ideas
Top 20 Diy Baby Halloween Costumes

by admin May 31, 2018

by admin May 31, 2018

Top 20 Diy Baby Halloween Costumes . Using a personalized tale book as an infant shower card…
Baby Room Décor
The 20 Best Ideas for Winnie the Pooh Baby Shower Decorations Party City

by admin May 31, 2018

by admin May 31, 2018

The 20 Best Ideas for Winnie the Pooh Baby Shower Decorations Party City .Children enjoy to be…
Wedding Vows
The top 21 Ideas About are Wedding Vows In the Bible

by admin May 31, 2018

by admin May 31, 2018

The top 21 Ideas About are Wedding Vows In the Bible .You need to give yourself a…
Bedroom Ideas
23 Wonderful Small Shared Bedroom Ideas

by admin May 31, 2018

by admin May 31, 2018

23 Wonderful Small Shared Bedroom Ideas . Strategic styling is crucial when it comes to enhancing a…
Bridesmaid Hairstyles
The top 21 Ideas About Short Bridesmaid Hairstyles

by admin May 31, 2018

by admin May 31, 2018

The top 21 Ideas About Short Bridesmaid Hairstyles .So does a bride-to-be pick an appropriate hairstyle for…
Birthday Decoration Ideas
The Best Ideas for 50th Birthday Decorations

by admin May 30, 2018

by admin May 30, 2018

The Best Ideas for 50th Birthday Decorations . Balloons can be one of the most low-cost and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?