Home, Family, Style and Art Ideas

Birthday Card Ideas
Best 22 Funny Things to Say On A Birthday Card

by admin August 24, 2018

by admin August 24, 2018

Best 22 Funny Things to Say On A Birthday Card . A homemade birthday celebration card implies…
Summer Party Ideas
22 Ideas for Summer Party Entertainment Ideas

by admin August 24, 2018

by admin August 24, 2018

22 Ideas for Summer Party Entertainment Ideas .@[Cozy climate calls for an enjoyable summertime party with friends…
Wedding Gifts
Best 24 Wedding Anniversary Gifts by Year

by admin August 24, 2018

by admin August 24, 2018

Best 24 Wedding Anniversary Gifts by Year .You can Send your best dreams with a stylish wedding…
Baby Quotes
Best 21 Love My Baby Daddy Quotes

by admin August 24, 2018

by admin August 24, 2018

Best 21 Love My Baby Daddy Quotes .When he ultimately was put right into my arms, I…
Pins
The 23 Best Ideas for Disney Pins

by admin August 24, 2018

by admin August 24, 2018

The 23 Best Ideas for Disney Pins .There s no far better method to spruce up your…
Black Hairstyles
The Best Ideas for Hairstyles Black

by admin August 24, 2018

by admin August 24, 2018

The Best Ideas for Hairstyles Black .The natural black hairstyle – the all-natural look is when women…
Coloring Pages For Toddlers
20 Ideas for Coloring Book Pages for toddlers

by admin August 24, 2018

by admin August 24, 2018

20 Ideas for Coloring Book Pages for toddlers .I m an initial quality teacher. For imagination, I…
Wedding Shoes
24 Best Ideas Wedding Shoes for Cheap

by admin August 24, 2018

by admin August 24, 2018

24 Best Ideas Wedding Shoes for Cheap .An additional favorite wedding event shoe is the round toe…
Birthday Party Ideas
21 Ideas for Two Years Old Birthday Party Ideas

by admin August 24, 2018

by admin August 24, 2018

21 Ideas for Two Years Old Birthday Party Ideas . Our Star or Super Star party packages…
Motivational Quotes
The Best Ideas for Motivational Quote for Sales

by admin August 24, 2018

by admin August 24, 2018

The Best Ideas for Motivational Quote for Sales .Effective people do not come to be by doing…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?