Home, Family, Style and Art Ideas

DIY Craft for Kids Ideas
The 20 Best Ideas for Christmas Painting Ideas for Kids

by admin June 1, 2018

by admin June 1, 2018

The 20 Best Ideas for Christmas Painting Ideas for Kids . A current study by Dr. Richard…
DIY Mask Ideas
The Best Ideas for Catwoman Mask Diy

by admin June 1, 2018

by admin June 1, 2018

The Best Ideas for Catwoman Mask Diy . This moisturizing, adjustable DIY sheet mask suggestion from Sarah…
Women Hairstyles
Best 20 Hairstyles Older Women

by admin June 1, 2018

by admin June 1, 2018

Best 20 Hairstyles Older Women .Short hair design has been attempted by every woman at some factor…
Nail Ideas
23 Best Cute Fall Nail Ideas

by admin June 1, 2018

by admin June 1, 2018

23 Best Cute Fall Nail Ideas .Wonderful ready to reserve your next manicure, since this nail inspo…
Brooches
The top 22 Ideas About Collar Brooches

by admin June 1, 2018

by admin June 1, 2018

The top 22 Ideas About Collar Brooches .Searching for incredible costume jewelry brooches and also pins on…
Birthday Gift Inspirations
The Best Perfect Birthday Gift for Girlfriend

by admin June 1, 2018

by admin June 1, 2018

The Best Perfect Birthday Gift for Girlfriend . Sure, you can choose something cool down off of…
Birthday Party Inspirations
30 Ideas for Adult Games for Birthday Party

by admin June 1, 2018

by admin June 1, 2018

30 Ideas for Adult Games for Birthday Party . Discover Birthday Celebration Celebration Supplies, consisting of Decorations,…
Gift Ideas For Boys
Top 23 Birthday Gift Ideas for Teen Boys

by admin June 1, 2018

by admin June 1, 2018

Top 23 Birthday Gift Ideas for Teen Boys .Stunning a guy on a Birthday celebration can really…
Nail Colors
The Best Ideas for Opi Fall Nail Colors 2020

by admin June 1, 2018

by admin June 1, 2018

The Best Ideas for Opi Fall Nail Colors 2020 .From the worlds of the Egyptian Pharaohs to…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentines Him Gift Ideas

by admin June 1, 2018

by admin June 1, 2018

35 Of the Best Ideas for Valentines Him Gift Ideas .Store from these thoughtful and also budget-friendly…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?