Home, Family, Style and Art Ideas

Nail Designs
The 20 Best Ideas for Little Girl Nail Designs

by admin June 2, 2018

by admin June 2, 2018

The 20 Best Ideas for Little Girl Nail Designs .If you are looking for a suppressed gel…
Short Hairstyles
The Best Shorter Hairstyles

by admin June 1, 2018

by admin June 1, 2018

The Best Shorter Hairstyles .Informal short hairstyles are easy-going, free-flowing, and disorganized. A charming short cut is…
Wedding Nails
20 Best Ideas French Tip Nail Designs for Wedding

by admin June 1, 2018

by admin June 1, 2018

20 Best Ideas French Tip Nail Designs for Wedding .There are great deals of wedding event nail…
Wedding Shoes
Top 24 Dyeable Shoes Wedding

by admin June 1, 2018

by admin June 1, 2018

Top 24 Dyeable Shoes Wedding .An additional much-loved wedding footwear is the rounded toe shoes. Traditionally, there…
Pins
The 23 Best Ideas for Harry Potter Pins

by admin June 1, 2018

by admin June 1, 2018

The 23 Best Ideas for Harry Potter Pins .Looking for fantastic outfit precious jewelry brooches and pins…
Engagement
22 Ideas for 3 Diamond Engagement Ring

by admin June 1, 2018

by admin June 1, 2018

22 Ideas for 3 Diamond Engagement Ring .The way in which a ruby is reduced will establish…
Best Memorial Day Ideas
23 Of the Best Ideas for Memorial Day Quote Ronald Reagan

by admin June 1, 2018

by admin June 1, 2018

23 Of the Best Ideas for Memorial Day Quote Ronald Reagan .Memorial Day is a special celebration…
Family Quotes
The top 23 Ideas About Time Spent with Family Quote

by admin June 1, 2018

by admin June 1, 2018

The top 23 Ideas About Time Spent with Family Quote .Family is just one of one of…
Birthday Gift Ideas
20 Best 70th Birthday Gift Ideas for Men

by admin June 1, 2018

by admin June 1, 2018

20 Best 70th Birthday Gift Ideas for Men . So, if by yourself are shifting for the…
Glitter Nails
25 Ideas for Pink Glitter Coffin Nails

by admin June 1, 2018

by admin June 1, 2018

25 Ideas for Pink Glitter Coffin Nails .Shine may make you reflect to doing crafts in primary…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?