Home, Family, Style and Art Ideas

Deep Fried Recipes
Best 20 Deep Fried Pork Chops Batter

by admin June 12, 2018

by admin June 12, 2018

Best 20 Deep Fried Pork Chops Batter .My hubby enjoys this beef chimichanga recipe! I typically increase…
Birthday Decoration Ideas
23 Of the Best Ideas for Minnie Mouse Birthday Party Decorations

by admin June 12, 2018

by admin June 12, 2018

23 Of the Best Ideas for Minnie Mouse Birthday Party Decorations . When it comes to birthdays,…
Gift Basket Ideas
22 Of the Best Ideas for Basketball Gift Bag Ideas

by admin June 12, 2018

by admin June 12, 2018

22 Of the Best Ideas for Basketball Gift Bag Ideas . Hey Jill: when we do gift…
DIY Hair Ideas
25 Ideas for Diy Hair Mask for Bleached Hair

by admin June 12, 2018

by admin June 12, 2018

25 Ideas for Diy Hair Mask for Bleached Hair . Making use of these DIY hair masks…
Glitter Nails
The Best Black Glitter Nails

by admin June 11, 2018

by admin June 11, 2018

The Best Black Glitter Nails .For nails that shine brighter than Bellatrix’s vault at Gringotts, you need…
Mermaid Party Ideas
Top 20 Mermaid Party Favor Ideas

by admin June 11, 2018

by admin June 11, 2018

Top 20 Mermaid Party Favor Ideas . This mermaid fad has legs. (In a manner of speaking.)…
Nail Designs
The top 20 Ideas About Summer Nail Designs for Short Nails

by admin June 11, 2018

by admin June 11, 2018

The top 20 Ideas About Summer Nail Designs for Short Nails .Great ready to book your following…
Best Easter Ideas
25 Of the Best Ideas for themed Easter Basket Ideas

by admin June 11, 2018

by admin June 11, 2018

25 Of the Best Ideas for themed Easter Basket Ideas .Most people love to embellish the outside…
Kids Fashion Ideas
Top 24 Fashion island Baby Store

by admin June 11, 2018

by admin June 11, 2018

Top 24 Fashion island Baby Store .The Ultimate guide to infant clothes Sprucing up infants can be…
Coloring Pages For Boys
The Best Ideas for Cowboys Coloring Pages

by admin June 11, 2018

by admin June 11, 2018

The Best Ideas for Cowboys Coloring Pages . Coloring pages the simplest means to relax your youngster.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?