Home, Family, Style and Art Ideas

Bathroom Ideas
24 Fantastic Small Bathroom Storage Ideas

by admin March 9, 2019

by admin March 9, 2019

24 Fantastic Small Bathroom Storage Ideas .A great place to begin is with Style Options bath closets…
Anniversary Gift Ideas
The top 20 Ideas About 15th Wedding Anniversary Gift Ideas

by admin March 9, 2019

by admin March 9, 2019

The top 20 Ideas About 15th Wedding Anniversary Gift Ideas .You enjoy your partner and you hate…
Mothers Day Quotes
35 Of the Best Ideas for Bad Mothers Quotes

by admin March 9, 2019

by admin March 9, 2019

35 Of the Best Ideas for Bad Mothers Quotes . Mother’s Day arrive on Sunday, May 12…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Cute Boyfriend Gift Ideas

by admin March 9, 2019

by admin March 9, 2019

25 Of the Best Ideas for Cute Boyfriend Gift Ideas . Has your sweetie been extra sweet…
Kitchen Ideas
20 Pretty Cal Flame Outdoor Kitchen

by admin March 8, 2019

by admin March 8, 2019

20 Pretty Cal Flame Outdoor Kitchen . When the weather is warm and pleasant, there is absolutely…
Valentines Day Gift Ideas
35 Of the Best Ideas for Gift Ideas Valentines Day Men

by admin March 8, 2019

by admin March 8, 2019

35 Of the Best Ideas for Gift Ideas Valentines Day Men .You’re not a fundamental individual. That…
Christmas Gift Ideas
The Best Ideas for 12 Year Old Christmas Gift Ideas

by admin March 8, 2019

by admin March 8, 2019

The Best Ideas for 12 Year Old Christmas Gift Ideas . Whether you’re just beginning to shop…
Living Room Ideas
20 Finest Living Room Accent Walls

by admin March 8, 2019

by admin March 8, 2019

20 Finest Living Room Accent Walls .Wall d cor – consisting of wall art, wall surface accents,…
Prom Hairstyles
Best 21 Sew In Hairstyles for Prom

by admin March 8, 2019

by admin March 8, 2019

Best 21 Sew In Hairstyles for Prom .One excellent method for the ladies to do their hair…
Best Summer Ideas
The Best Summer Baking Ideas

by admin March 7, 2019

by admin March 7, 2019

The Best Summer Baking Ideas .Your floorings must additionally show the shade of summer season. You don’t…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?