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Christmas Gift

Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for White Elephant Exchange

by admin December 27, 2019

by admin December 27, 2019

The 20 Best Ideas for Christmas Gift Ideas for White Elephant Exchange . For a DIY Christmas…
Gift Ideas For Girlfriend
The Best Christmas Gift Ideas for Girlfriend Pinterest

by admin October 27, 2019

by admin October 27, 2019

The Best Christmas Gift Ideas for Girlfriend Pinterest .It doesn t need to be a birthday celebration,…
Best Christmas Ideas
25 Ideas for Christmas Gift List Template

by admin October 13, 2019

by admin October 13, 2019

25 Ideas for Christmas Gift List Template .Besides cards, blossoms and also cakes, the excellent gifts for…
Gift Ideas For Couples
The Best Ideas for Christmas Gift Ideas for Couple

by admin October 9, 2019

by admin October 9, 2019

The Best Ideas for Christmas Gift Ideas for Couple .Finding presents for couples is a cinch when…
Gift Ideas For Couples
The top 20 Ideas About Christmas Gift Ideas for A Couple

by admin April 10, 2019

by admin April 10, 2019

The top 20 Ideas About Christmas Gift Ideas for A Couple . The pair that’s always holding…
Best Christmas Ideas
The Best Ideas for Christmas Gift Under $25

by admin July 24, 2018

by admin July 24, 2018

The Best Ideas for Christmas Gift Under $25 .Infants can be talented a range of things throughout…
Gift Ideas For Girls
The Best Christmas Gift Ideas 2020 for Teen Girls

by admin July 17, 2018

by admin July 17, 2018

The Best Christmas Gift Ideas 2020 for Teen Girls . Ladies love shocks, especially gifts. Therefore, treat…
Gift Ideas For Boyfriend
The Best Christmas Gift Ideas for Boyfriends Mom

by admin June 21, 2018

by admin June 21, 2018

The Best Christmas Gift Ideas for Boyfriends Mom .If your individual’s looking for a remarkable, thoughtful existing…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?