Home, Family, Style and Art Ideas

Wedding Decorations
The Best Wedding Ceremony Decor

by admin March 2, 2025

by admin March 2, 2025

The Best Wedding Ceremony Decor .Nevertheless, decors require not be so costly and costly. If the wedding…
Nail Designs
Best 20 Rose Gold Nail Designs

by admin March 1, 2025

by admin March 1, 2025

Best 20 Rose Gold Nail Designs .Once the brilliant white shades of summer season have disappeared from…
Graduation Party Ideas
The top 35 Ideas About Graduation Party Decoration Ideas 2020

by admin March 1, 2025

by admin March 1, 2025

The top 35 Ideas About Graduation Party Decoration Ideas 2020 . Offer your grad a grand send-off…
DIY Baby Shower Ideas
20 Best Ideas Diy Gifts for Baby

by admin March 1, 2025

by admin March 1, 2025

20 Best Ideas Diy Gifts for Baby .Prepare yourself for an infant shower with these do-it-yourself party…
DIY Costume Ideas
The 35 Best Ideas for Diy Couples Halloween Costumes

by admin March 1, 2025

by admin March 1, 2025

The 35 Best Ideas for Diy Couples Halloween Costumes . Your child brings color to your world…
DIY Dog Ideas
Top 22 Easy Diy Dog Treats

by admin February 28, 2025

by admin February 28, 2025

Top 22 Easy Diy Dog Treats . Searching for some pet dog crafts to create your pup?…
Necklaces
20 Ideas for 14k Gold Initial Necklace

by admin February 28, 2025

by admin February 28, 2025

20 Ideas for 14k Gold Initial Necklace .The bigger the far better is the phrase the some…
Gift Basket Ideas
22 Of the Best Ideas for Gift Basket Ideas for Friend

by admin February 28, 2025

by admin February 28, 2025

22 Of the Best Ideas for Gift Basket Ideas for Friend . Hello Jill: when we do…
Birthday Invitation Ideas
25 Of the Best Ideas for Beauty and the Beast Birthday Invitations

by admin February 27, 2025

by admin February 27, 2025

25 Of the Best Ideas for Beauty and the Beast Birthday Invitations . Whether you’re planning a…
Baby Quotes
The 21 Best Ideas for Baby First Step Quotes

by admin February 27, 2025

by admin February 27, 2025

The 21 Best Ideas for Baby First Step Quotes .You recognize you re going to have a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?