Home, Family, Style and Art Ideas

Best Easter Ideas
25 Ideas for Easter Gift Baskets for Adults

by admin May 8, 2024

by admin May 8, 2024

25 Ideas for Easter Gift Baskets for Adults .They can further be accompanied with blow up eggs,…
Gift Ideas For Boys
The top 23 Ideas About Creative 16th Birthday Gift Ideas for Boys

by admin May 8, 2024

by admin May 8, 2024

The top 23 Ideas About Creative 16th Birthday Gift Ideas for Boys . Exists a 14 year…
Necklaces
The Best Ideas for Simple Pendant Necklace

by admin May 7, 2024

by admin May 7, 2024

The Best Ideas for Simple Pendant Necklace .Fashion jewelry sets make an exceptional gift for your spouse,…
Wedding Shoes
Best 24 Small Heel Wedding Shoes

by admin May 7, 2024

by admin May 7, 2024

Best 24 Small Heel Wedding Shoes .The bride-to-be can choose from a selection of bridal or night…
DIY Wood Ideas
21 Best Diy Wooden Bottle Opener

by admin May 7, 2024

by admin May 7, 2024

21 Best Diy Wooden Bottle Opener . If you ve always had a point for Tumblr-like backdrops…
Mens Hairstyles
Top 25 Mens Buzz Hairstyles

by admin May 7, 2024

by admin May 7, 2024

Top 25 Mens Buzz Hairstyles .This is a very simple hairstyle to handle. Just utilize hair spray,…
Mens Hairstyles
Top 25 Mens 80s Hairstyles

by admin May 6, 2024

by admin May 6, 2024

Top 25 Mens 80s Hairstyles .Hairstyles are every bit as important for men as it is for…
Cute Hairstyles
The 22 Best Ideas for Cute Easy Hairstyles for Kids

by admin May 6, 2024

by admin May 6, 2024

The 22 Best Ideas for Cute Easy Hairstyles for Kids .Selecting the best color is likewise required…
Anklets
Best 20 Anklet Vsco

by admin May 6, 2024

by admin May 6, 2024

Best 20 Anklet Vsco .All of our anklets as well as bracelets feature an adjustable knot opposite…
Bathroom Ideas
30 Best Design Ideas for Black and White Bathroom Decor

by admin May 6, 2024

by admin May 6, 2024

30 Best Design Ideas for Black and White Bathroom Decor .The majority of individuals put on t…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?