Home, Family, Style and Art Ideas

Beautiful Nails
Best 20 Pretty Women Nails

by admin May 15, 2024

by admin May 15, 2024

Best 20 Pretty Women Nails .Our distinct services include late evenings, loyalty schemes, unique hire, skincare events…
Sad Quotes
The top 24 Ideas About Sad Heartbroken Quotes

by admin May 15, 2024

by admin May 15, 2024

The top 24 Ideas About Sad Heartbroken Quotes . When you’re really feeling unfortunate, quotes concerning despair…
Mothers Day Quotes
Best 35 Bad Mother In Law Quotes

by admin May 15, 2024

by admin May 15, 2024

Best 35 Bad Mother In Law Quotes . Mommy’s Day lands on Sunday, Might 12 this year,…
Best Summer Ideas
21 Best Quotes Summer

by admin May 14, 2024

by admin May 14, 2024

21 Best Quotes Summer .There are LOTS points you can do with this option. You can make…
Friendship Quotes
The Best Ideas for Minion Friendship Quotes

by admin May 14, 2024

by admin May 14, 2024

The Best Ideas for Minion Friendship Quotes . Friendships are born in a million various means, as…
Medium Hairstyles
Best 24 Medium Choppy Haircuts

by admin May 14, 2024

by admin May 14, 2024

Best 24 Medium Choppy Haircuts .The medium hairstyle is usually thought about to be that one that…
Birthday Quotes Inspirations
25 Of the Best Ideas for Happy 15th Birthday Quotes

by admin May 14, 2024

by admin May 14, 2024

25 Of the Best Ideas for Happy 15th Birthday Quotes .Sending birthday introductions has actually come to…
Glitter Nails
The 25 Best Ideas for Half Glitter Nails

by admin May 13, 2024

by admin May 13, 2024

The 25 Best Ideas for Half Glitter Nails .This ombre style is ideal for you if you…
Unicorn Party Ideas
35 Best Ideas Unicorn Food Party Ideas

by admin May 13, 2024

by admin May 13, 2024

35 Best Ideas Unicorn Food Party Ideas .@[If you’re seeking unicorn party ideas, you have actually concerned…
Wedding Favors
Best 21 Best Wedding Favors

by admin May 13, 2024

by admin May 13, 2024

Best 21 Best Wedding Favors .How to make wedding celebration prefers? There is more sentiment placed in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?