Home, Family, Style and Art Ideas

Baby Room Décor
20 Best Ideas Ideas for Girl Baby Shower Decorations

by admin March 12, 2025

by admin March 12, 2025

20 Best Ideas Ideas for Girl Baby Shower Decorations .This is a room we created for Jaeden.…
Unicorn Party Ideas
35 Ideas for Ideas for Unicorn Party

by admin March 11, 2025

by admin March 11, 2025

35 Ideas for Ideas for Unicorn Party .@[If you’re looking for unicorn party ideas, you have actually…
Funny Birthday Ideas
The 21 Best Ideas for Free Funny E Birthday Cards

by admin March 11, 2025

by admin March 11, 2025

The 21 Best Ideas for Free Funny E Birthday Cards . When an absurd Characteristic birthday card…
Bathroom Ideas
23 Excellent Bathroom Remodel Ideas Small

by admin March 11, 2025

by admin March 11, 2025

23 Excellent Bathroom Remodel Ideas Small .When you think about white and also modern, this is the…
Funny Quotes
The Best Funny Marriage Quotes From Movies

by admin March 11, 2025

by admin March 11, 2025

The Best Funny Marriage Quotes From Movies . Giggling is a wonderful means to launch stationary, heavy,…
Backyard Party Ideas
The top 23 Ideas About Backyard Dinner Party Ideas

by admin March 10, 2025

by admin March 10, 2025

The top 23 Ideas About Backyard Dinner Party Ideas . Yard parties are important to summertime. They…
Gifts for Kids
22 Of the Best Ideas for Fathersday Gifts From Kids

by admin March 10, 2025

by admin March 10, 2025

22 Of the Best Ideas for Fathersday Gifts From Kids .We ve chosen some of the most…
Quotes for Kids
The Best Inspirational Quotes About Children Growing Up

by admin March 10, 2025

by admin March 10, 2025

The Best Inspirational Quotes About Children Growing Up .People from every profession have something to claim about…
Beautiful Nails
20 Of the Best Ideas for Pretty Pointy Nails

by admin March 10, 2025

by admin March 10, 2025

20 Of the Best Ideas for Pretty Pointy Nails .Our special services include late nights, loyalty systems,…
Christmas Quotes
21 Best Ideas Christmas Quote Christian

by admin March 9, 2025

by admin March 9, 2025

21 Best Ideas Christmas Quote Christian . ” When you give a present at Christmas as well…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?