Home, Family, Style and Art Ideas

Nail Colors
22 Best Ideas What Nail Colors are In

by admin May 25, 2024

by admin May 25, 2024

22 Best Ideas What Nail Colors are In .Juicy reds are rocketing up the style charts this…
Birthday Quote Ideas
The Best Mom Birthday Quote

by admin May 25, 2024

by admin May 25, 2024

The Best Mom Birthday Quote . These birthday quotes are a great location to begin, however do…
Boys Hairstyle
The 23 Best Ideas for Hipster Boys Haircuts

by admin May 25, 2024

by admin May 25, 2024

The 23 Best Ideas for Hipster Boys Haircuts .Celebrities that clothe even more commonly normally reduce their…
Marriage Quotes
The Best Ideas for Romantic Marriage Quote

by admin May 24, 2024

by admin May 24, 2024

The Best Ideas for Romantic Marriage Quote .The actual act of marital relationship occurs in the heart,…
Anniversary Gift Ideas
The top 20 Ideas About 7 Year Anniversary Gift Ideas for Her

by admin May 24, 2024

by admin May 24, 2024

The top 20 Ideas About 7 Year Anniversary Gift Ideas for Her .On this day, you understand…
Prom Hairstyles
The Best Ideas for Prom Hairstyles Short Hair

by admin May 24, 2024

by admin May 24, 2024

The Best Ideas for Prom Hairstyles Short Hair .Every single time senior prom period happens, everyone is…
Birthday Party Inspirations
The Best Birthday Party Hats

by admin May 24, 2024

by admin May 24, 2024

The Best Birthday Party Hats .Host the Ultimate Celebration with Themed Birthday Celebration Event SuppliesBirthday events should…
Wedding Invitations
Top 21 Wedding Invitations with Picture

by admin May 23, 2024

by admin May 23, 2024

Top 21 Wedding Invitations with Picture .If you are extremely religious, as well as the biggest element…
Natural Hairstyles
24 Of the Best Ideas for Black Girl Natural Curly Hairstyles

by admin May 23, 2024

by admin May 23, 2024

24 Of the Best Ideas for Black Girl Natural Curly Hairstyles .Your day to day hair insanity…
Birthday Decoration Ideas
23 Best 40th Birthday Party Decorations

by admin May 23, 2024

by admin May 23, 2024

23 Best 40th Birthday Party Decorations . When it involves birthdays, you don’t constantly intend to spend…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?