Home, Family, Style and Art Ideas

Bathroom Ideas
24 Catchy Oak Bathroom Wall Cabinets

by admin May 27, 2024

by admin May 27, 2024

24 Catchy Oak Bathroom Wall Cabinets .A great area to begin is snappy Options bathroom cabinets &…
Best Summer Ideas
21 Ideas for Just Dance Summer Party

by admin May 27, 2024

by admin May 27, 2024

21 Ideas for Just Dance Summer Party .We are well right into summer as well as some…
Kindness Quotes
The Best Ideas for Quotes About Kindness to Others

by admin May 27, 2024

by admin May 27, 2024

The Best Ideas for Quotes About Kindness to Others . In life you can never ever be…
Birthday Gift Ideas
Top 20 40th Birthday Gift Ideas for Her

by admin May 27, 2024

by admin May 27, 2024

Top 20 40th Birthday Gift Ideas for Her . So, if on your own are likely during…
Coloring Pages for Children
The 21 Best Ideas for Baby Minnie Mouse Coloring Page

by admin May 26, 2024

by admin May 26, 2024

The 21 Best Ideas for Baby Minnie Mouse Coloring Page .This is amazing! Thank you for sharing…
Easy Hairstyles
Top 21 Easy Medium Haircuts

by admin May 26, 2024

by admin May 26, 2024

Top 21 Easy Medium Haircuts .This sophisticated as well as stylish hairstyle might appear complicated at first…
Boys Hairstyle
The Best Ideas for Boys Cool Haircuts

by admin May 26, 2024

by admin May 26, 2024

The Best Ideas for Boys Cool Haircuts .Celebrities that dress even more typically usually cut their boys’…
Kids Room Décor Ideas
23 Best Ideas Bathroom Decor Kids

by admin May 26, 2024

by admin May 26, 2024

23 Best Ideas Bathroom Decor Kids .What did your area look like when you were a kid?…
Wedding Hairstyles
The top 23 Ideas About Medium Length Curly Hairstyles for Weddings

by admin May 25, 2024

by admin May 25, 2024

The top 23 Ideas About Medium Length Curly Hairstyles for Weddings .There is a lot of choice…
Nail Colors
22 Best Ideas What Nail Colors are In

by admin May 25, 2024

by admin May 25, 2024

22 Best Ideas What Nail Colors are In .Juicy reds are rocketing up the style charts this…

1
…
89
90
91
92
93
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?