Home, Family, Style and Art Ideas

Gift Basket Ideas
22 Ideas for Game Night Gift Basket Ideas

by admin May 30, 2024

by admin May 30, 2024

22 Ideas for Game Night Gift Basket Ideas .Naturally, you can fill a gift basket with anything…
Best Cinco de Mayo Ideas
22 Best Ideas Cinco De Mayo Kid Craft Ideas

by admin May 30, 2024

by admin May 30, 2024

22 Best Ideas Cinco De Mayo Kid Craft Ideas .Cinco de Mayo is the ideal event for…
Coloring Pages for Children
21 Of the Best Ideas for Kids Coloring Book Pages

by admin May 29, 2024

by admin May 29, 2024

21 Of the Best Ideas for Kids Coloring Book Pages .Super tinting – totally free printable coloring…
Christmas Gift Ideas
Best 20 Small Christmas Gift Ideas for Coworkers

by admin May 29, 2024

by admin May 29, 2024

Best 20 Small Christmas Gift Ideas for Coworkers . As your go-to specialist for every little thing…
Thank You Gift Ideas
Best 21 Creative Thanksgiving Gift Ideas

by admin May 29, 2024

by admin May 29, 2024

Best 21 Creative Thanksgiving Gift Ideas . If you’re looking for a terrific gift to claim ‘Thank…
Baby Shower Gifts
21 Ideas for Baby Shower Gift Ideas

by admin May 29, 2024

by admin May 29, 2024

21 Ideas for Baby Shower Gift Ideas .At the end of many showers, nevertheless, new mother and…
Birthday Invitation Ideas
Top 25 Postcard Birthday Invitations

by admin May 28, 2024

by admin May 28, 2024

Top 25 Postcard Birthday Invitations . Before the special day, strategy in advance as well as order…
DIY Hair Ideas
The 25 Best Ideas for Diy formal Hairstyles

by admin May 28, 2024

by admin May 28, 2024

The 25 Best Ideas for Diy formal Hairstyles . Making use of these DIY hair masks will…
Wedding Rings
22 Best Create Your Own Wedding Ring

by admin May 28, 2024

by admin May 28, 2024

22 Best Create Your Own Wedding Ring .Wedding event rings been available in numerous various products. The…
Landscape Ideas
23 Unique Styling Ideas for Your Landscape Edging Bricks

by admin May 28, 2024

by admin May 28, 2024

23 Unique Styling Ideas for Your Landscape Edging Bricks .A distinct side is often the distinction in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?