Home, Family, Style and Art Ideas

Glitter Nails
The Best Pink Glitter Nails Acrylic

by admin January 1, 2025

by admin January 1, 2025

The Best Pink Glitter Nails Acrylic .For nails that beam brighter than Bellatrix’s vault at Gringotts, you…
Funny Quotes
25 Ideas for Funny December Quotes and Sayings

by admin January 1, 2025

by admin January 1, 2025

25 Ideas for Funny December Quotes and Sayings . I live a little bit on the seat…
Wedding Rings
Top 22 Wedding Ring Tattoo Designs

by admin January 1, 2025

by admin January 1, 2025

Top 22 Wedding Ring Tattoo Designs .You desire to select it very carefully because your wedding ring…
Holiday Party Ideas
21 Best Holiday Party Snack Ideas

by admin January 1, 2025

by admin January 1, 2025

21 Best Holiday Party Snack Ideas .Have on your own a lively little Christmas with our ideal…
Thanksgiving Recipes
The Best Ham Recipes for Thanksgiving

by admin December 31, 2024

by admin December 31, 2024

The Best Ham Recipes for Thanksgiving .Searching for the best hostess present? Instead of connecting a bow…
Gifts for Kids
22 Best Ideas Valentine Day Gifts for Kids

by admin December 31, 2024

by admin December 31, 2024

22 Best Ideas Valentine Day Gifts for Kids .Searching for something a little bit more details? We…
Relationship Quotes
30 Ideas for Faith In Relationship Quotes

by admin December 31, 2024

by admin December 31, 2024

30 Ideas for Faith In Relationship Quotes . All partnerships go via heck, actual partnerships get via…
DIY Wood Ideas
21 Best Ideas Diy Wooden ornaments

by admin December 31, 2024

by admin December 31, 2024

21 Best Ideas Diy Wooden ornaments . Wood is a very functional material it can be utilized…
Birthday Gift Ideas
The 20 Best Ideas for Gift Ideas for Sisters Birthday

by admin December 30, 2024

by admin December 30, 2024

The 20 Best Ideas for Gift Ideas for Sisters Birthday . So, if your self are going…
Birthday Decoration Ideas
Best 23 100th Birthday Decorations

by admin December 30, 2024

by admin December 30, 2024

Best 23 100th Birthday Decorations . Balloons can be among one of the most economical and easy…

1
…
7
8
9
10
11
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?