Home, Family, Style and Art Ideas

Glitter Nails
25 Ideas for Holiday Glitter Nails

by admin June 6, 2024

by admin June 6, 2024

25 Ideas for Holiday Glitter Nails .For nails that shine brighter than Bellatrix’s safe at Gringotts, you…
Kids Party Ideas
24 Best Ideas Pool Party themes for Kids

by admin June 6, 2024

by admin June 6, 2024

24 Best Ideas Pool Party themes for Kids .It s a huge headache when you require to…
DIY Plan Ideas
The top 25 Ideas About Diy Tv Stand Plans

by admin June 6, 2024

by admin June 6, 2024

The top 25 Ideas About Diy Tv Stand Plans . Pottery Barn-Style DIY Bed Framework with Storage…
Nail Designs
20 Of the Best Ideas for Funny Easy Nail Designs

by admin June 5, 2024

by admin June 5, 2024

20 Of the Best Ideas for Funny Easy Nail Designs .Once the brilliant white shades of summer…
Birthday Wishes Ideas
The Best Ideas for Happy Birthday Wishes for Friend

by admin June 5, 2024

by admin June 5, 2024

The Best Ideas for Happy Birthday Wishes for Friend . All the best on your birthday! Satisfied…
Backyard Party Ideas
23 Best Ideas for Backyard Girls Birthday Pool Party

by admin June 5, 2024

by admin June 5, 2024

23 Best Ideas for Backyard Girls Birthday Pool Party . Backyard events are essential to summertime. They…
Recipes for Kids
Best 25 Lemonade Recipes for Kids

by admin June 5, 2024

by admin June 5, 2024

Best 25 Lemonade Recipes for Kids .When it comes time to eat, kids are entirely uncertain they…
Coloring Pages for Children
21 Of the Best Ideas for Halloween Kids Coloring Pages

by admin June 4, 2024

by admin June 4, 2024

21 Of the Best Ideas for Halloween Kids Coloring Pages .Have and come enjoyable with complimentary coloring…
Best Spring Ideas
The 23 Best Ideas for Spring Ideas Food

by admin June 4, 2024

by admin June 4, 2024

The 23 Best Ideas for Spring Ideas Food .For that reason, it concerns not a surprise that…
Kids Fashion Ideas
Top 24 Kids Dresser Ideas

by admin June 4, 2024

by admin June 4, 2024

Top 24 Kids Dresser Ideas .Sprucing up children can be actually fun as well as it is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?