Home, Family, Style and Art Ideas

Best Gift Ideas
The 21 Best Ideas for Best Gift Ideas for Sister

by admin June 11, 2024

by admin June 11, 2024

The 21 Best Ideas for Best Gift Ideas for Sister . Get a set of these really…
Living Room Ideas
25 Cool Walmart Curtains for Living Room

by admin June 11, 2024

by admin June 11, 2024

25 Cool Walmart Curtains for Living Room .Let the light in with these creative shed curtains. Improve…
Kids Hairstyle Ideas
23 Ideas for Kids Hair Salons atlanta

by admin June 11, 2024

by admin June 11, 2024

23 Ideas for Kids Hair Salons atlanta .Skin discolor haircuts use a spick-and-span look, as well as…
Birthday Party Inspirations
30 Best Boy Birthday Party

by admin June 10, 2024

by admin June 10, 2024

30 Best Boy Birthday Party . 1st Birthday Ideas >> Barnyard First Birthday Celebration Celebration Concepts Place…
Life Quotes
Top 22 Life is Short Quote

by admin June 10, 2024

by admin June 10, 2024

Top 22 Life is Short Quote . Absolutely a quote to live by, the American captain of…
Living Room Ideas
24 Cute Light Green Living Room

by admin June 10, 2024

by admin June 10, 2024

24 Cute Light Green Living Room .Living room lights Light up the possibilities It s incredible the…
Christmas Quotes
Best 21 Good Christmas Quotes

by admin June 10, 2024

by admin June 10, 2024

Best 21 Good Christmas Quotes .In the days leading up to Xmas, it sometimes feels like the…
New Year's Recipes
25 Of the Best Ideas for Chinese New Year Dishes Recipes

by admin June 9, 2024

by admin June 9, 2024

25 Of the Best Ideas for Chinese New Year Dishes Recipes .You’ll find fun New Year’s Eve…
DIY Craft for Preschoolers Ideas
The Best Easy Preschool Craft Ideas

by admin June 9, 2024

by admin June 9, 2024

The Best Easy Preschool Craft Ideas . Daily Recreation has a number of adorable crafts for toddlers.…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Fun Preschool Crafts

by admin June 9, 2024

by admin June 9, 2024

25 Of the Best Ideas for Fun Preschool Crafts .Prepare yourself to take arts ‘n’ crafts to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?