Home, Family, Style and Art Ideas

Low Carb Recipes
Best 25 Low Carb Slow Cooker Beef Stew

by admin June 14, 2024

by admin June 14, 2024

Best 25 Low Carb Slow Cooker Beef Stew .A low-carb diet regimen can supply numerous wellness advantages,…
Gift Ideas For Boys
23 Best Gift Ideas for Boys 10 12

by admin June 14, 2024

by admin June 14, 2024

23 Best Gift Ideas for Boys 10 12 . If you ve ever gone shopping for a…
Coloring Pages For Boys
The top 30 Ideas About Coloring Pages for Older Boys

by admin June 13, 2024

by admin June 13, 2024

The top 30 Ideas About Coloring Pages for Older Boys .Young boys are likewise joined in their…
Coloring Pages For Girls
The Best Cool Coloring Pages for Girls

by admin June 13, 2024

by admin June 13, 2024

The Best Cool Coloring Pages for Girls .Coloring is an incredibly fun for every ages: for boys…
Baby Shower Gifts
The 21 Best Ideas for Best Gifts for 9 Month Old Baby Girl

by admin June 13, 2024

by admin June 13, 2024

The 21 Best Ideas for Best Gifts for 9 Month Old Baby Girl .At the end of…
DIY Rack Ideas
24 Of the Best Ideas for Diy Wall Wine Rack

by admin June 13, 2024

by admin June 13, 2024

24 Of the Best Ideas for Diy Wall Wine Rack . Very great. I will certainly do…
Birthday Quote Ideas
Top 35 27th Birthday Quotes

by admin June 12, 2024

by admin June 12, 2024

Top 35 27th Birthday Quotes . These birthday quotes are a wonderful area to start, but don’t…
Birthday Gift Inspirations
24 Best Birthday Gifts to Send

by admin June 12, 2024

by admin June 12, 2024

24 Best Birthday Gifts to Send . Sure, your birthday girl likes her share of cake as…
Summer Party Ideas
22 Best Summer Dinner Party Ideas Pinterest

by admin June 12, 2024

by admin June 12, 2024

22 Best Summer Dinner Party Ideas Pinterest .@[Cozy climate requires an enjoyable summer season celebration with family…
Best Valentines Day Ideas
The 20 Best Ideas for top Valentines Day Gift

by admin June 12, 2024

by admin June 12, 2024

The 20 Best Ideas for top Valentines Day Gift .I imply Valentines Day. If you have a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?