Home, Family, Style and Art Ideas

Wedding Vows
The 21 Best Ideas for Catholic Wedding Vows

by admin June 19, 2024

by admin June 19, 2024

The 21 Best Ideas for Catholic Wedding Vows .You need to give yourself a rub on the…
Bachelorette Party Ideas
The 22 Best Ideas for Bachelorette Party Ideas Houston Tx

by admin June 18, 2024

by admin June 18, 2024

The 22 Best Ideas for Bachelorette Party Ideas Houston Tx . If you are just one of…
Best Winter Ideas
22 Ideas for Winter Engagement Photo Ideas

by admin June 18, 2024

by admin June 18, 2024

22 Ideas for Winter Engagement Photo Ideas .Whether you are a visitor or the bride, the place…
Nail Ideas
The Best Ideas for Almond Shaped Nail Ideas

by admin June 18, 2024

by admin June 18, 2024

The Best Ideas for Almond Shaped Nail Ideas .As soon as the bright white tones of summertime…
Natural Hairstyles
The Best Military Hairstyles for Natural Hair

by admin June 18, 2024

by admin June 18, 2024

The Best Military Hairstyles for Natural Hair .Because our hairs become part of our body, it requires…
DIY Rack Ideas
24 Best Ideas Diy fork Mount Bike Rack

by admin June 17, 2024

by admin June 17, 2024

24 Best Ideas Diy fork Mount Bike Rack . With the shelf rails screwed in once again,…
DIY Rack Ideas
24 Of the Best Ideas for Shoe Rack Diy Wood

by admin June 17, 2024

by admin June 17, 2024

24 Of the Best Ideas for Shoe Rack Diy Wood .Whether your tiny storage room is already…
Cute Hairstyles
The Best Cute Back to School Hairstyles

by admin June 17, 2024

by admin June 17, 2024

The Best Cute Back to School Hairstyles .There are various hair remodeling tools online that promises to…
Best Mothers Day Ideas
The 21 Best Ideas for Mother's Day Quotes for Mom

by admin June 17, 2024

by admin June 17, 2024

The 21 Best Ideas for Mother&#039;s Day Quotes for Mom .She will like it. Welcome her with…
Bathroom Ideas
25 Smart Kohler Bathroom Design

by admin June 16, 2024

by admin June 16, 2024

25 Smart Kohler Bathroom Design .When you think about white and contemporary, this is the sort of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?