Home, Family, Style and Art Ideas

Kindness Quotes
The Best Mother Teresa Quotes Kindness

by admin June 21, 2024

by admin June 21, 2024

The Best Mother Teresa Quotes Kindness . Kindness quotes can aid children recognize compassion in new methods…
Wedding Colors
The Best Ideas for May Wedding Colors

by admin June 21, 2024

by admin June 21, 2024

The Best Ideas for May Wedding Colors .How well your wedding celebration collaborates does not depend only…
Casserole Recipes
Best 24 Allrecipes Tuna Casserole

by admin June 21, 2024

by admin June 21, 2024

Best 24 Allrecipes Tuna Casserole .If you haven’t uncovered the beauty of covered dishes yet, prepare to…
Baby Room Décor
The Best Party Decorations for Baby Shower

by admin June 20, 2024

by admin June 20, 2024

The Best Party Decorations for Baby Shower .When a baby crib is grown out of, consider using…
Gender Reveal Party Ideas
20 Of the Best Ideas for Inexpensive Gender Reveal Party Ideas

by admin June 20, 2024

by admin June 20, 2024

20 Of the Best Ideas for Inexpensive Gender Reveal Party Ideas . I was at a gender…
Fall Recipes
30 Ideas for Low Carb Fall Recipes

by admin June 20, 2024

by admin June 20, 2024

30 Ideas for Low Carb Fall Recipes .Welcome fall with these scrumptious autumn-inspired recipes. Each meal commemorates…
Pasta Recipes
The top 24 Ideas About Chicken and Sausage Recipes Pasta

by admin June 20, 2024

by admin June 20, 2024

The top 24 Ideas About Chicken and Sausage Recipes Pasta .Do not allow complex recipes stand in…
Beach Wedding
The Best Wedding Venues Virginia Beach

by admin June 19, 2024

by admin June 19, 2024

The Best Wedding Venues Virginia Beach .That said, if you re having a smaller coastline wedding celebration…
DIY Mask Ideas
The Best Ideas for Diy Bentonite Clay Mask

by admin June 19, 2024

by admin June 19, 2024

The Best Ideas for Diy Bentonite Clay Mask .Oh, deal with masks, allow us count the ways…
DIY Christmas Ideas
Top 24 Diy Christmas Calendar

by admin June 19, 2024

by admin June 19, 2024

Top 24 Diy Christmas Calendar .Work up a set of body butter for an extravagant DIY gift.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?