Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
22 Best Ideas St Patrick's Day Card Ideas

by admin June 24, 2024

by admin June 24, 2024

22 Best Ideas St Patrick&#039;s Day Card Ideas .Descendents of those who came in throughout the Irish…
Dinner Party Ideas
24 Of the Best Ideas for Bbq Dinner Party Ideas

by admin June 23, 2024

by admin June 23, 2024

24 Of the Best Ideas for Bbq Dinner Party Ideas .We have actually put together a collection…
Backyard Ideas
35 Gorgeous Backyard Lawn Ideas

by admin June 23, 2024

by admin June 23, 2024

35 Gorgeous Backyard Lawn Ideas .Are you ready to offer your outdoor living space an upgrade? A…
Bracelets
21 Best Thread Bracelet

by admin June 23, 2024

by admin June 23, 2024

21 Best Thread Bracelet .Meticulously crafted from costs steels, our functional bracelets profile an expert blend of…
Birthday Party Inspirations
The 30 Best Ideas for Hello Kitty Birthday Party

by admin June 23, 2024

by admin June 23, 2024

The 30 Best Ideas for Hello Kitty Birthday Party . 1st Birthday Celebration Concepts >> Barnyard First…
Birthday Wishes Ideas
The Best Late Happy Birthday Wishes

by admin June 22, 2024

by admin June 22, 2024

The Best Late Happy Birthday Wishes . All the finest on your birthday celebration! Happy birthday celebration…
Halloween Party Ideas
23 Best Children's Halloween Party Ideas

by admin June 22, 2024

by admin June 22, 2024

23 Best Children&#039;s Halloween Party Ideas .Trick-or-treating and drawing with each other the perfect Halloween costume obtain…
Bathroom Ideas
25 Fantastic Ikea Bathroom Lights

by admin June 22, 2024

by admin June 22, 2024

25 Fantastic Ikea Bathroom Lights .Initially, ceiling mounted or recessed lighting overhead for basic illumination. You ll…
Wedding Makeup
The top 25 Ideas About Hair or Makeup First for Wedding

by admin June 22, 2024

by admin June 22, 2024

The top 25 Ideas About Hair or Makeup First for Wedding .You’ll desire to not just start…
Best Summer Ideas
The Best Ideas for Mammoth Summer Activities

by admin June 21, 2024

by admin June 21, 2024

The Best Ideas for Mammoth Summer Activities .We are well into summertime and some Moms might be…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?