Home, Family, Style and Art Ideas

Party Food Ideas
24 Best Ideas Curious George Birthday Party Food Ideas

by admin July 9, 2024

by admin July 9, 2024

24 Best Ideas Curious George Birthday Party Food Ideas .@[Chips and also dip is always a party…
Bedroom Ideas
25 Amazing Corner Storage Cabinet for Bedroom

by admin July 8, 2024

by admin July 8, 2024

25 Amazing Corner Storage Cabinet for Bedroom .This basic room storage space hack will function best with…
Quotes for Kids
20 Ideas for Kahlil Gibran Quotes Children

by admin July 8, 2024

by admin July 8, 2024

20 Ideas for Kahlil Gibran Quotes Children .People from every profession have something to claim regarding youngsters.…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for Teen Girls

by admin July 8, 2024

by admin July 8, 2024

20 Best Birthday Gift Ideas for Teen Girls . So, if your self are transferring all through…
Graduation Party Ideas
Top 35 Frugal Graduation Party Ideas

by admin July 8, 2024

by admin July 8, 2024

Top 35 Frugal Graduation Party Ideas .No matter if you consider yourself an Amazon.com Prime or Pinterest…
Brooches
22 Best Ideas Brooches Jewelry

by admin July 7, 2024

by admin July 7, 2024

22 Best Ideas Brooches Jewelry .There s no better way to liven up your collar than with…
Coloring Pages for Children
Best 21 Baby Cheetah Coloring Pages

by admin July 7, 2024

by admin July 7, 2024

Best 21 Baby Cheetah Coloring Pages .We have some really terrific coloring pages for this winter season…
Birthday Invitation Ideas
The Best Invitation to Birthday Party

by admin July 7, 2024

by admin July 7, 2024

The Best Invitation to Birthday Party . Before the special day, plan in advance as well as…
Thank You Gift Ideas
The top 21 Ideas About Houseguest Thank You Gift Ideas

by admin July 7, 2024

by admin July 7, 2024

The top 21 Ideas About Houseguest Thank You Gift Ideas . Thank you for being the world…
Birthday Gift Inspirations
24 Ideas for 21st Birthday Gift Ideas for Daughter

by admin July 6, 2024

by admin July 6, 2024

24 Ideas for 21st Birthday Gift Ideas for Daughter . Certain, your birthday celebration woman likes her…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?