Home, Family, Style and Art Ideas

Nail Designs
The Best Spring toe Nail Designs

by admin July 14, 2024

by admin July 14, 2024

The Best Spring toe Nail Designs .There are the standards, like pumpkins and cute deer, and also…
Anime Hairstyles
The Best Anime Mother Hairstyle Of Death

by admin July 13, 2024

by admin July 13, 2024

The Best Anime Mother Hairstyle Of Death .Short anime lady hairstyles are commonplace. Mikoto Urabe from Mysterious…
Black Hairstyles
The top 22 Ideas About Hairstyles for Black Men

by admin July 13, 2024

by admin July 13, 2024

The top 22 Ideas About Hairstyles for Black Men .There are lots of black hairstyles to pick…
DIY Mask Ideas
The Best Diy Black Mask

by admin July 13, 2024

by admin July 13, 2024

The Best Diy Black Mask .Oh, deal with masks, allow us count the methods we like thee:…
Bracelets
The 21 Best Ideas for Friendship Bracelet Pattern

by admin July 13, 2024

by admin July 13, 2024

The 21 Best Ideas for Friendship Bracelet Pattern .Find popular classy styles such as pet bracelets, geometric…
Wedding Hairstyles
23 Best Ideas Wedding Hairstyles for Long Curly Hair Half Up Half Down

by admin July 12, 2024

by admin July 12, 2024

23 Best Ideas Wedding Hairstyles for Long Curly Hair Half Up Half Down .In several ways, looking…
Mothers Day Gift Ideas
The Best Ideas for Mothers Days Gift Ideas

by admin July 12, 2024

by admin July 12, 2024

The Best Ideas for Mothers Days Gift Ideas .The last point any type of mommy wants is…
Nail Ideas
The top 23 Ideas About Nude Nail Ideas

by admin July 12, 2024

by admin July 12, 2024

The top 23 Ideas About Nude Nail Ideas .Terrific prepared to reserve your following manicure, because this…
Anniversary Quotes
22 Best Ideas Happy 1 Year Anniversary Quotes

by admin July 11, 2024

by admin July 11, 2024

22 Best Ideas Happy 1 Year Anniversary Quotes . Anniversary quotes to treasure and also rejoice all…
Motivational Quotes
30 Best Ideas Motivational Quotes Reddit

by admin July 11, 2024

by admin July 11, 2024

30 Best Ideas Motivational Quotes Reddit .Successful individuals do not become this way overnight. What most people…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?