Home, Family, Style and Art Ideas

Party Food Ideas
The Best Superhero Birthday Party Food Ideas

by admin November 16, 2024

by admin November 16, 2024

The Best Superhero Birthday Party Food Ideas .@[Chips as well as dip is constantly a party preferred,…
Kids Party Ideas
The Best Kids Game Party Bus

by admin November 16, 2024

by admin November 16, 2024

The Best Kids Game Party Bus .It s a huge headache when you require to prepare a…
Coloring Pages For Girls
25 Ideas for Powerpuff Girls Coloring Sheet

by admin November 16, 2024

by admin November 16, 2024

25 Ideas for Powerpuff Girls Coloring Sheet . In this classification, you will discover outstanding Coloring Pages…
Coloring Pages For Boys
30 Ideas for Free Coloring Book Pages for Boys

by admin November 16, 2024

by admin November 16, 2024

30 Ideas for Free Coloring Book Pages for Boys . Coloring pages the simplest means to calm…
Pasta Recipes
The Best Olive Oil Pasta Sauces Recipes

by admin November 15, 2024

by admin November 15, 2024

The Best Olive Oil Pasta Sauces Recipes .Do not let challenging recipes stand in the method of…
Cute Hairstyles
The 22 Best Ideas for Cute Quick Hairstyles for Short Hair

by admin November 15, 2024

by admin November 15, 2024

The 22 Best Ideas for Cute Quick Hairstyles for Short Hair .Treating your hair with high quality…
Curly Hairstyles
25 Ideas for Hairstyles Curly

by admin November 15, 2024

by admin November 15, 2024

25 Ideas for Hairstyles Curly .You can use this hair shampoo in the shower as your curls…
Positive Quotes
Best 35 Positive Workout Quotes

by admin November 15, 2024

by admin November 15, 2024

Best 35 Positive Workout Quotes .Put life in point of view with with some brief yet sage…
DIY Mask Ideas
The Best Lip Mask Diy

by admin November 14, 2024

by admin November 14, 2024

The Best Lip Mask Diy .Oh, deal with masks, let us count the means we enjoy thee:…
Freezer-friendly Recipes
21 Of the Best Ideas for Breakfast Burritos Freezer

by admin November 14, 2024

by admin November 14, 2024

21 Of the Best Ideas for Breakfast Burritos Freezer .Let’s encounter it, the back of your freezer…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?