Home, Family, Style and Art Ideas

Birthday Quotes Inspirations
25 Ideas for Happy Birthday R.i.p Quotes

by admin November 19, 2024

by admin November 19, 2024

25 Ideas for Happy Birthday R.i.p Quotes .Sending birthday celebration introductions has come to be a necessary…
Gifts for Kids
The 22 Best Ideas for Kids Gifts to India

by admin November 19, 2024

by admin November 19, 2024

The 22 Best Ideas for Kids Gifts to India .There are numerous present ideas around to picked…
Best Christmas Ideas
The 25 Best Ideas for Christian Christmas Gifts

by admin November 18, 2024

by admin November 18, 2024

The 25 Best Ideas for Christian Christmas Gifts .Apart from flowers, cakes as well as cards, the…
Anklets
The Best Anklet with Sneakers

by admin November 18, 2024

by admin November 18, 2024

The Best Anklet with Sneakers .An anklet, also called ankle joint chain, ankle bracelet or ankle joint…
Gift Ideas For Couples
20 Best Ideas Holiday Gift Ideas Couples

by admin November 18, 2024

by admin November 18, 2024

20 Best Ideas Holiday Gift Ideas Couples . The pair that’s always holding celebrations most likely doesn’t…
Wedding Flowers
Best 23 Red Wedding Flowers

by admin November 18, 2024

by admin November 18, 2024

Best 23 Red Wedding Flowers .While consulting the floral designer do not get discouraged if the flower…
DIY Kit Ideas
23 Best Cool Craft Kits

by admin November 17, 2024

by admin November 17, 2024

23 Best Cool Craft Kits .Doing not have alternative approaches of fire lighting, the Zippo Emergency Situation…
Gender Reveal Party Ideas
Top 20 Gender Party Ideas

by admin November 17, 2024

by admin November 17, 2024

Top 20 Gender Party Ideas . I was at a sex reveal party that was one of…
BBQ Recipes
22 Best Side Dishes for Bbq Ribs

by admin November 17, 2024

by admin November 17, 2024

22 Best Side Dishes for Bbq Ribs .Summer is lastly right here, which implies the grilling recipe…
Wedding Hairstyles
The 20 Best Ideas for Wedding Hairstyles Half Up Half Down

by admin November 17, 2024

by admin November 17, 2024

The 20 Best Ideas for Wedding Hairstyles Half Up Half Down .Searching for the excellent hairstyle isn’t…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?