Home, Family, Style and Art Ideas

Best Memorial Day Ideas
23 Of the Best Ideas for Memorial Day Quote Ronald Reagan

by admin December 6, 2024

by admin December 6, 2024

23 Of the Best Ideas for Memorial Day Quote Ronald Reagan .Memorial Day is a special celebration…
Family Quotes
The top 23 Ideas About Time Spent with Family Quote

by admin December 6, 2024

by admin December 6, 2024

The top 23 Ideas About Time Spent with Family Quote .Family is just one of one of…
Birthday Gift Ideas
20 Best 70th Birthday Gift Ideas for Men

by admin December 6, 2024

by admin December 6, 2024

20 Best 70th Birthday Gift Ideas for Men . So, if by yourself are shifting for the…
Glitter Nails
25 Ideas for Pink Glitter Coffin Nails

by admin December 6, 2024

by admin December 6, 2024

25 Ideas for Pink Glitter Coffin Nails .Shine may make you reflect to doing crafts in primary…
Nail Colors
22 Best Pretty Nail Colors for Summer

by admin December 5, 2024

by admin December 5, 2024

22 Best Pretty Nail Colors for Summer .From the worlds of the Egyptian Pharaohs to the Aztecs,…
DIY Craft for Kids Ideas
The 20 Best Ideas for Christmas Painting Ideas for Kids

by admin December 5, 2024

by admin December 5, 2024

The 20 Best Ideas for Christmas Painting Ideas for Kids . A current study by Dr. Richard…
DIY Mask Ideas
The Best Ideas for Catwoman Mask Diy

by admin December 5, 2024

by admin December 5, 2024

The Best Ideas for Catwoman Mask Diy . This moisturizing, adjustable DIY sheet mask suggestion from Sarah…
Women Hairstyles
Best 20 Hairstyles Older Women

by admin December 5, 2024

by admin December 5, 2024

Best 20 Hairstyles Older Women .Short hair design has been attempted by every woman at some factor…
Nail Ideas
23 Best Cute Fall Nail Ideas

by admin December 4, 2024

by admin December 4, 2024

23 Best Cute Fall Nail Ideas .Wonderful ready to reserve your next manicure, since this nail inspo…
Brooches
The top 22 Ideas About Collar Brooches

by admin December 4, 2024

by admin December 4, 2024

The top 22 Ideas About Collar Brooches .Searching for incredible costume jewelry brooches and also pins on…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?