Home, Family, Style and Art Ideas

Mothers Day Gift Ideas
30 Best Grandma First Mother Day Gift Ideas

by admin November 24, 2024

by admin November 24, 2024

30 Best Grandma First Mother Day Gift Ideas .The last point any mother desires is a fistful…
Rings
21 Best Mens Diamond Pinky Rings

by admin November 24, 2024

by admin November 24, 2024

21 Best Mens Diamond Pinky Rings .Whether you re picking out rings for your engagement or matching…
Gift Ideas For Boyfriend
Best 25 Valentines Gift Ideas for New Boyfriend

by admin November 23, 2024

by admin November 23, 2024

Best 25 Valentines Gift Ideas for New Boyfriend .Maybe his last gift to you was a loser…
DIY Craft for Toddlers Ideas
The Best Ideas for Easy Winter Crafts for toddlers

by admin November 23, 2024

by admin November 23, 2024

The Best Ideas for Easy Winter Crafts for toddlers . Daily Leisure has a variety of adorable…
Best St. Patrick Day Ideas
The Best St Patrick's Day Love Quotes

by admin November 23, 2024

by admin November 23, 2024

The Best St Patrick&#039;s Day Love Quotes .Descendents of those who came in during the Irish potato…
Little Girl Hairstyles
20 Best Biracial Little Girl Hairstyles

by admin November 23, 2024

by admin November 23, 2024

20 Best Biracial Little Girl Hairstyles .Since they are very easy to keep, every mommy likes the…
Wedding Venues
22 Of the Best Ideas for Wedding Venues In Virginia Beach

by admin November 22, 2024

by admin November 22, 2024

22 Of the Best Ideas for Wedding Venues In Virginia Beach .Normally, the style of location straight…
Marriage Quotes
25 Best Ideas Encouraging Marriage Quotes

by admin November 22, 2024

by admin November 22, 2024

25 Best Ideas Encouraging Marriage Quotes .The genuine act of marital relationship takes place in the heart,…
Bedroom Ideas
24 Fantastic Cute Teenage Girl Bedroom Ideas

by admin November 22, 2024

by admin November 22, 2024

24 Fantastic Cute Teenage Girl Bedroom Ideas .There are plenty of possibilities for a lady s bed…
Beach Party Ideas
35 Best Ideas Beach Party Finger Food Ideas

by admin November 22, 2024

by admin November 22, 2024

35 Best Ideas Beach Party Finger Food Ideas .Order some mason containers, load them with sand and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?