Home, Family, Style and Art Ideas

Pork Recipes
The Best Calories In Pork Ribs

by admin July 26, 2024

by admin July 26, 2024

The Best Calories In Pork Ribs .As opposed to utilizing one larger bone-in pork loin roast, this…
Landscape Ideas
21 Perfect Examples Of Stylish Split Rail Fence Landscape Ideas

by admin July 26, 2024

by admin July 26, 2024

21 Perfect Examples Of Stylish Split Rail Fence Landscape Ideas .Never prior to have actually there been…
Birthday Gift Ideas
20 Best Ideas 21st Birthday Gift Ideas for Her

by admin July 26, 2024

by admin July 26, 2024

20 Best Ideas 21st Birthday Gift Ideas for Her . Decide against our extensive range of inventive…
Wedding Favors
21 Best Ideas Candy Wedding Favors

by admin July 25, 2024

by admin July 25, 2024

21 Best Ideas Candy Wedding Favors .How to make wedding favors? There is more belief placed in…
Family Quotes
23 Best Quotes About Making Memories with Family

by admin July 25, 2024

by admin July 25, 2024

23 Best Quotes About Making Memories with Family . Family members Quotes application is a significant collection…
Romantic Quotes
23 Ideas for Romantic Quotes for Her From the Heart

by admin July 25, 2024

by admin July 25, 2024

23 Ideas for Romantic Quotes for Her From the Heart .Things is that love provides us a…
Anniversary Gift Ideas
20 Best Best Friend Anniversary Gift Ideas

by admin July 25, 2024

by admin July 25, 2024

20 Best Best Friend Anniversary Gift Ideas .Please your beloved spouse by gifting a lovely individualized cake…
Bedroom Ideas
20 Elegant Hunting Bedroom Decor

by admin July 24, 2024

by admin July 24, 2024

20 Elegant Hunting Bedroom Decor .Whether they’re on your nightstand, vanity, or windowsill, flower plans are a…
Birthday Invitation Ideas
The Best Finding Nemo Birthday Invitations

by admin July 24, 2024

by admin July 24, 2024

The Best Finding Nemo Birthday Invitations .If you’re preparing a special birthday for your youngster, unique birthday…
Christmas Quotes
21 Best Merry Christmas Sister Quotes

by admin July 24, 2024

by admin July 24, 2024

21 Best Merry Christmas Sister Quotes .In the days leading up to Christmas, it often seems like…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?