Home, Family, Style and Art Ideas

Tea Party Ideas
Top 30 Tea Party Decorations Ideas

by admin July 31, 2024

by admin July 31, 2024

Top 30 Tea Party Decorations Ideas .Couple of tea party ideas are as essential as tea! The…
Baby Shower Party
25 Best Ideas Party Supplies for Baby Shower

by admin July 31, 2024

by admin July 31, 2024

25 Best Ideas Party Supplies for Baby Shower .Infant shower games vary, occasionally including basic games such…
Best Valentines Day Ideas
20 Ideas for Valentines Day Gift for Woman

by admin July 30, 2024

by admin July 30, 2024

20 Ideas for Valentines Day Gift for Woman .Go to your delicious chocolate store and also have…
DIY Craft for Toddlers Ideas
The Best toddler Arts and Craft Projects

by admin July 30, 2024

by admin July 30, 2024

The Best toddler Arts and Craft Projects . Have a child who likes marshmallows? She will enjoy…
Coloring Pages For Girls
The top 25 Ideas About Coloring Pages Of Girls

by admin July 30, 2024

by admin July 30, 2024

The top 25 Ideas About Coloring Pages Of Girls .Supercoloring.com is a very enjoyable for all ages:…
Graduation Gift Ideas
The Best 8th Grade Boy Graduation Gift Ideas

by admin July 30, 2024

by admin July 30, 2024

The Best 8th Grade Boy Graduation Gift Ideas .Whether your secondary school graduate is avoiding to university,…
Graduation Party Ideas
35 Best Ideas Combined Graduation Party Ideas

by admin July 29, 2024

by admin July 29, 2024

35 Best Ideas Combined Graduation Party Ideas .No matter if you consider yourself an Amazon.com Prime or…
DIY Organizer Ideas
Top 30 Diy Stud Earring organizer

by admin July 29, 2024

by admin July 29, 2024

Top 30 Diy Stud Earring organizer .Organizing your kitchen area items wear t have to be monotonous.…
DIY Wedding Ideas
21 Best Ideas How to Diy Wedding

by admin July 29, 2024

by admin July 29, 2024

21 Best Ideas How to Diy Wedding .From DIY wedding event invites to wedding focal points, do-it-yourself…
Coloring Pages For Girls
25 Best Ideas Coloring Book Pages for Girls

by admin July 29, 2024

by admin July 29, 2024

25 Best Ideas Coloring Book Pages for Girls . In this classification, you will certainly discover remarkable…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?