Home, Family, Style and Art Ideas

Nail Art
Best 21 Nail Art Stencil Stickers

by admin August 2, 2024

by admin August 2, 2024

Best 21 Nail Art Stencil Stickers .Once the intense white tones of summer season have disappeared from…
Anniversary Gift Ideas
Best 20 40th Anniversary Gift Ideas

by admin August 2, 2024

by admin August 2, 2024

Best 20 40th Anniversary Gift Ideas .Please your beloved spouse by gifting an attractive customized cake including…
Best Mothers Day Ideas
21 Of the Best Ideas for Mother's Day Brunch Menu Ideas Recipes

by admin August 2, 2024

by admin August 2, 2024

21 Of the Best Ideas for Mother&#039;s Day Brunch Menu Ideas Recipes .Perhaps you can though, there…
Kindness Quotes
24 Best Ideas Quote About Random Acts Of Kindness

by admin August 2, 2024

by admin August 2, 2024

24 Best Ideas Quote About Random Acts Of Kindness . Compassion quotes can help children recognize empathy…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas 16 Year Old Boy

by admin August 1, 2024

by admin August 1, 2024

Top 20 Birthday Gift Ideas 16 Year Old Boy . Determine versus our extensive range of inventive…
Graduation Gift Ideas
The Best Hs Graduation Gift Ideas

by admin August 1, 2024

by admin August 1, 2024

The Best Hs Graduation Gift Ideas .Fashion jewelry is a sweet selection as a college graduation gift…
Birthday Gift Inspirations
The top 24 Ideas About Best Birthday Gifts for Women

by admin August 1, 2024

by admin August 1, 2024

The top 24 Ideas About Best Birthday Gifts for Women . Sure, you can select something cool…
Wedding Colors
24 Best Ideas Fall Wedding Colors

by admin August 1, 2024

by admin August 1, 2024

24 Best Ideas Fall Wedding Colors .Often wedding celebration shade suggestions are tough to choose yet it…
Best Fathers Day Ideas
20 Ideas for Fathers Day Cupcakes Ideas

by admin July 31, 2024

by admin July 31, 2024

20 Ideas for Fathers Day Cupcakes Ideas .Parenting has three phases, one when the youngsters are babies…
Italian Recipes
35 Ideas for Crusty Italian Bread Recipe

by admin July 31, 2024

by admin July 31, 2024

35 Ideas for Crusty Italian Bread Recipe .Below you will locate pages upon pages of the most…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?