Home, Family, Style and Art Ideas

Bob Hairstyles
Best 20 Katie Holmes Bob Hair Cut

by admin January 29, 2025

by admin January 29, 2025

Best 20 Katie Holmes Bob Hair Cut .Amongst all the current fads in hairstyles bob cut has…
Best Cinco de Mayo Ideas
Top 22 Cinco De Mayo Traditional Food

by admin January 29, 2025

by admin January 29, 2025

Top 22 Cinco De Mayo Traditional Food .Another creative suggestion is to take a container of unopened…
Birthday Invitation Ideas
25 Best Ideas 25th Birthday Invitation Wording

by admin January 29, 2025

by admin January 29, 2025

25 Best Ideas 25th Birthday Invitation Wording . Prior to the wedding day, plan in advance and…
Landscape Ideas
35 Gorgeous Landscaping Ideas Backyard

by admin January 29, 2025

by admin January 29, 2025

35 Gorgeous Landscaping Ideas Backyard .Develop an unforgettable sidewalk through your backyard with a simple course. Not…
Coloring Pages For Girls
The Best Ideas for Coloring Pages for Adults Girls

by admin January 28, 2025

by admin January 28, 2025

The Best Ideas for Coloring Pages for Adults Girls . In this category we collected the finest…
Birthday Gift Ideas
The 20 Best Ideas for 18th Birthday Gift Ideas for Her

by admin January 28, 2025

by admin January 28, 2025

The 20 Best Ideas for 18th Birthday Gift Ideas for Her . Birthday Gifts If you’re after…
Pins
Top 23 Pins Redondos

by admin January 28, 2025

by admin January 28, 2025

Top 23 Pins Redondos .Trying to find magnificent outfit jewelry brooches as well as pins on your…
Best Summer Ideas
21 Ideas for Summer Party Playlist

by admin January 28, 2025

by admin January 28, 2025

21 Ideas for Summer Party Playlist .Get some sidewalk chalk and also let the children make a…
Birthday Party Ideas
21 Best Ideas Boy Girl Birthday Party Ideas

by admin January 27, 2025

by admin January 27, 2025

21 Best Ideas Boy Girl Birthday Party Ideas . For the youngest amongst us, birthday celebration parties…
Recipes for Kids
25 Ideas for Jello Recipes for Kids

by admin January 27, 2025

by admin January 27, 2025

25 Ideas for Jello Recipes for Kids .We ve rounded up our preferred simple baking recipes for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?