Home, Family, Style and Art Ideas

DIY Gift Ideas
The 30 Best Ideas for Mason Jar Diy Gifts

by admin August 5, 2024

by admin August 5, 2024

The 30 Best Ideas for Mason Jar Diy Gifts .When a gift is handmade, it lugs special…
Birthday Party Ideas
Top 21 Princess First Birthday Party Ideas

by admin August 5, 2024

by admin August 5, 2024

Top 21 Princess First Birthday Party Ideas . Our Celebrity or Super Star party plans are ideal…
Kids Hairstyle Ideas
The 23 Best Ideas for Rapunzel Let Down Your Hair Baby

by admin August 5, 2024

by admin August 5, 2024

The 23 Best Ideas for Rapunzel Let Down Your Hair Baby .Influenced by professional athletes as well…
Dinner Party Ideas
The 24 Best Ideas for Dinner Party Games Ideas

by admin August 4, 2024

by admin August 4, 2024

The 24 Best Ideas for Dinner Party Games Ideas .We have actually put together a collection of…
DIY Christmas Ideas
The Best Ideas for Ugly Christmas Sweater Diy

by admin August 4, 2024

by admin August 4, 2024

The Best Ideas for Ugly Christmas Sweater Diy .Whip up a batch of body butter for a…
Kids Hairstyle Ideas
23 Of the Best Ideas for Bald Baby Hair Growth

by admin August 4, 2024

by admin August 4, 2024

23 Of the Best Ideas for Bald Baby Hair Growth .Skin fade hairstyles offer a very clean…
Nail Ideas
Top 23 Pinterest Nail Ideas

by admin August 3, 2024

by admin August 3, 2024

Top 23 Pinterest Nail Ideas .A little bit of shimmer never ever hurt anyone, and this manicure…
Birthday Quote Ideas
35 Ideas for Romantic Happy Birthday Quotes for Husband

by admin August 3, 2024

by admin August 3, 2024

35 Ideas for Romantic Happy Birthday Quotes for Husband . Birthday quotes are likewise at times amusing…
Gift Ideas For Girls
24 Best Ideas Girls Gift Ideas Age 8

by admin August 3, 2024

by admin August 3, 2024

24 Best Ideas Girls Gift Ideas Age 8 .Teen women are pretty hard to look for, that…
Kids Fashion Ideas
24 Of the Best Ideas for Kids Party Wear Dresses

by admin August 3, 2024

by admin August 3, 2024

24 Of the Best Ideas for Kids Party Wear Dresses .The Ultimate overview to baby clothes Dressing…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?