Home, Family, Style and Art Ideas

Coloring Pages For Girls
Top 25 Unicorn Coloring Pages for Girls

by admin August 10, 2024

by admin August 10, 2024

Top 25 Unicorn Coloring Pages for Girls . In this group, you will certainly locate incredible Coloring…
Recipes for Kids
The top 25 Ideas About Recipes for Baby Showers

by admin August 10, 2024

by admin August 10, 2024

The top 25 Ideas About Recipes for Baby Showers .When your children begin showing an interest in…
Coloring Pages For Girls
25 Best Coloring Pages for Girls Teens

by admin August 9, 2024

by admin August 9, 2024

25 Best Coloring Pages for Girls Teens . In this category, you will discover awesome Coloring Pages…
Anime Hairstyles
Best 23 Short Hairstyles Anime

by admin August 9, 2024

by admin August 9, 2024

Best 23 Short Hairstyles Anime .There aren’t many anime ladies with hairless (or shaved) heads, but there…
Love Quotes
The top 20 Ideas About Dr Seuss Quotes Love

by admin August 9, 2024

by admin August 9, 2024

The top 20 Ideas About Dr Seuss Quotes Love . When you have found the one person…
DIY Craft for Preschoolers Ideas
Best 25 Frog Projects for Preschoolers

by admin August 9, 2024

by admin August 9, 2024

Best 25 Frog Projects for Preschoolers . Since spring is the time for renewal and also growth,…
Nail Colors
The Best Nail Colors for Summer

by admin August 8, 2024

by admin August 8, 2024

The Best Nail Colors for Summer .Juicy reds are soaring up the style charts this loss. Why…
Nail Colors
22 Ideas for Popular Summer Nail Colors 2020

by admin August 8, 2024

by admin August 8, 2024

22 Ideas for Popular Summer Nail Colors 2020 .When taking into consideration the cooler period, you could…
Wedding Dresses
20 Of the Best Ideas for Used Wedding Dress

by admin August 8, 2024

by admin August 8, 2024

20 Of the Best Ideas for Used Wedding Dress .Let’s face it. Many guys simply can not…
Baby Quotes
21 Of the Best Ideas for Baby Boy Quotes

by admin August 8, 2024

by admin August 8, 2024

21 Of the Best Ideas for Baby Boy Quotes .You understand you re going to have a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?