Home, Family, Style and Art Ideas

Best New Years Day Ideas
25 Ideas for Gifts for New Year

by admin December 12, 2024

by admin December 12, 2024

25 Ideas for Gifts for New Year .Commemorated on January 1, New Years Day is observed as…
Mermaid Party Ideas
20 Ideas for the Little Mermaid Party Ideas

by admin December 11, 2024

by admin December 11, 2024

20 Ideas for the Little Mermaid Party Ideas .Mermaids allow with children. In various other news, water…
Retirement Party Ideas
22 Best Ideas Firefighter Retirement Party Ideas

by admin December 11, 2024

by admin December 11, 2024

22 Best Ideas Firefighter Retirement Party Ideas . To prepare a retired life party, begin by flowing…
Best Fathers Day Ideas
The Best Fathers Day Ideas for Stepdads

by admin December 11, 2024

by admin December 11, 2024

The Best Fathers Day Ideas for Stepdads .It’s precisely why it’s up to you to give your…
Living Room Ideas
24 Stunning Ikea Living Room Lighting

by admin December 11, 2024

by admin December 11, 2024

24 Stunning Ikea Living Room Lighting .Ceiling Lights Below at Dunelm we are pleased to offer a…
Graduation Quotes
20 Ideas for High School Graduation Quotes for son

by admin December 10, 2024

by admin December 10, 2024

20 Ideas for High School Graduation Quotes for son .Graduation has actually ultimately come! It’s not just…
Best Memorial Day Ideas
23 Best Memorial Day Crafts

by admin December 10, 2024

by admin December 10, 2024

23 Best Memorial Day Crafts .Memorial Day is a special celebration in which we can all make…
Wedding Venues
22 Best Washington Dc Wedding Venues

by admin December 10, 2024

by admin December 10, 2024

22 Best Washington Dc Wedding Venues .Naturally, the style of location straight influences on the style of…
Best Halloween Ideas
The Best Fun Halloween Activities

by admin December 10, 2024

by admin December 10, 2024

The Best Fun Halloween Activities .For the outfit buying you might have to invest a few hours…
Coloring Pages For Kids
Best 25 Cross Coloring Pages for Kids

by admin December 9, 2024

by admin December 9, 2024

Best 25 Cross Coloring Pages for Kids .Coloring pages the easiest way to soothe your kid. While…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?