Home, Family, Style and Art Ideas

Anniversary Quotes
The Best Ideas for 3rd Anniversary Quotes

by admin January 9, 2025

by admin January 9, 2025

The Best Ideas for 3rd Anniversary Quotes . Anniversary quotes to cherish as well as rejoice all…
Birthday Card Ideas
22 Best Homemade Birthday Cards for Dad

by admin January 9, 2025

by admin January 9, 2025

22 Best Homemade Birthday Cards for Dad . Make your birthday celebration greeting attract attention when you…
Coloring Pages For Girls
The Best Ideas for Mlp Equestria Girls Coloring Pages

by admin January 9, 2025

by admin January 9, 2025

The Best Ideas for Mlp Equestria Girls Coloring Pages .Coloring is a very enjoyable for all ages:…
Necklaces
The Best Ideas for Leather Necklaces for Men

by admin January 8, 2025

by admin January 8, 2025

The Best Ideas for Leather Necklaces for Men .Each silver precious jewelry set discovered in the Trademark…
Coloring Pages For Girls
The Best Coloring Books for Teen Girls

by admin January 8, 2025

by admin January 8, 2025

The Best Coloring Books for Teen Girls . In this classification, you will locate incredible Coloring Pages…
Dessert Recipes
The top 30 Ideas About Best Low Carb Dessert

by admin January 8, 2025

by admin January 8, 2025

The top 30 Ideas About Best Low Carb Dessert .5 ingredients as well as 15 mins is…
Birthday Card Ideas
The Best Ideas for Funny Things to Say In A Birthday Card

by admin January 8, 2025

by admin January 8, 2025

The Best Ideas for Funny Things to Say In A Birthday Card . A homemade birthday card…
Deep Fried Recipes
Best 20 Deep Fried Pork Chops Batter

by admin January 7, 2025

by admin January 7, 2025

Best 20 Deep Fried Pork Chops Batter .My hubby enjoys this beef chimichanga recipe! I typically increase…
Birthday Decoration Ideas
23 Of the Best Ideas for Minnie Mouse Birthday Party Decorations

by admin January 7, 2025

by admin January 7, 2025

23 Of the Best Ideas for Minnie Mouse Birthday Party Decorations . When it comes to birthdays,…
Gift Basket Ideas
22 Of the Best Ideas for Basketball Gift Bag Ideas

by admin January 7, 2025

by admin January 7, 2025

22 Of the Best Ideas for Basketball Gift Bag Ideas . Hey Jill: when we do gift…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?