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Birthday Gift Ideas
20 Ideas for Teenage Girls Birthday Gift Ideas

by admin January 18, 2025

by admin January 18, 2025

20 Ideas for Teenage Girls Birthday Gift Ideas . Consider against our wide amount of innovative reward…
Paint Ideas
22 Amazing Paint Fan Deck

by admin January 18, 2025

by admin January 18, 2025

22 Amazing Paint Fan Deck .Every timber has its very own personality and also color that can…
Beautiful Nails
Top 20 Pretty Nails Lawrenceburg Ky

by admin January 18, 2025

by admin January 18, 2025

Top 20 Pretty Nails Lawrenceburg Ky .Our special solutions include late nights, commitment systems, special hire, skin…
Best Halloween Ideas
The Best Devil Halloween Costumes Ideas

by admin January 18, 2025

by admin January 18, 2025

The Best Devil Halloween Costumes Ideas .For the outfit purchasing you may have to spend a few…
Best Christmas Ideas
25 Of the Best Ideas for One Year Old Christmas Gift

by admin January 17, 2025

by admin January 17, 2025

25 Of the Best Ideas for One Year Old Christmas Gift .Xmas suggestions for presents can range…
Best Labor Day Ideas
The 24 Best Ideas for Labor Day Greetings Quotes

by admin January 17, 2025

by admin January 17, 2025

The 24 Best Ideas for Labor Day Greetings Quotes .As the very first Monday of September expands…
Body Jewelry
23 Best Beaded Body Jewelry

by admin January 17, 2025

by admin January 17, 2025

23 Best Beaded Body Jewelry .With the climbing prices of silver as well as gold, precious jewelry…
Wedding Favors
Best 21 Plant Wedding Favors

by admin January 16, 2025

by admin January 16, 2025

Best 21 Plant Wedding Favors .How to make wedding event prefers? There is even more view placed…
Funny Birthday Ideas
The Best Ideas for Funny Birthday Cards for Mom From Daughter

by admin January 16, 2025

by admin January 16, 2025

The Best Ideas for Funny Birthday Cards for Mom From Daughter . Welcome to our collection of…
Sad Quotes
24 Ideas for Sadistic Quotes

by admin January 16, 2025

by admin January 16, 2025

24 Ideas for Sadistic Quotes . When you’re really feeling unfortunate, quotes regarding despair are helpful due…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?