Home, Family, Style and Art Ideas

Low Calorie Recipes
Best 30 Low Calorie Eggnog

by admin December 14, 2024

by admin December 14, 2024

Best 30 Low Calorie Eggnog .Toasting isn’t normally the first cooking method you think of for cauliflower…
Christmas Gift Ideas
Best 20 Good Dad Christmas Gift Ideas

by admin December 14, 2024

by admin December 14, 2024

Best 20 Good Dad Christmas Gift Ideas . Whether you’re just beginning to shop for Xmas offers…
Best Gift Ideas
21 Best Ideas Best Friend Picture Gift Ideas

by admin December 13, 2024

by admin December 13, 2024

21 Best Ideas Best Friend Picture Gift Ideas . Get a pair of these truly amazing unisex…
Motivational Quotes
The Best Ideas for Cheerleading Motivational Quotes

by admin December 13, 2024

by admin December 13, 2024

The Best Ideas for Cheerleading Motivational Quotes .Effective individuals don’t become that way overnight. What the majority…
Girls Hairstyle
The 24 Best Ideas for 7 Year Old Black Girl Hairstyles

by admin December 13, 2024

by admin December 13, 2024

The 24 Best Ideas for 7 Year Old Black Girl Hairstyles .Little women love to have devices…
Birthday Quote Ideas
35 Best Happy Birthday to My Beautiful Wife Quotes

by admin December 13, 2024

by admin December 13, 2024

35 Best Happy Birthday to My Beautiful Wife Quotes . These birthday quotes are a terrific place…
Slow Cooker Recipes
The Best Ideas for Slow Cooker Pork Chops Potatoes Carrots

by admin December 12, 2024

by admin December 12, 2024

The Best Ideas for Slow Cooker Pork Chops Potatoes Carrots .The slow cooker is not just effective…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Woodworkers

by admin December 12, 2024

by admin December 12, 2024

20 Best Ideas Christmas Gift Ideas for Woodworkers .Locate the perfect gift for every person on your…
Best Valentines Day Ideas
20 Of the Best Ideas for Same Day Valentines Gift Delivery

by admin December 12, 2024

by admin December 12, 2024

20 Of the Best Ideas for Same Day Valentines Gift Delivery .The classic ideas are still terrific…
Best New Years Day Ideas
25 Ideas for Gifts for New Year

by admin December 12, 2024

by admin December 12, 2024

25 Ideas for Gifts for New Year .Commemorated on January 1, New Years Day is observed as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?