Home, Family, Style and Art Ideas

Kids Hairstyle Ideas
The 23 Best Ideas for Vaseline In Baby Hair

by admin October 24, 2024

by admin October 24, 2024

The 23 Best Ideas for Vaseline In Baby Hair .This stylish hairstyle has a lot going all…
Best Thanksgiving Ideas
24 Ideas for Happy Thanksgiving Quotes Inspirational

by admin October 24, 2024

by admin October 24, 2024

24 Ideas for Happy Thanksgiving Quotes Inspirational .Thanksgiving is around the corner, as well as you have…
Baby Room Décor
The 20 Best Ideas for Baby Shower Decor Ideas for Boys

by admin October 24, 2024

by admin October 24, 2024

The 20 Best Ideas for Baby Shower Decor Ideas for Boys .With all the options as well…
Wedding Sparklers
22 Best Ideas Wedding Sparkler Photos

by admin October 24, 2024

by admin October 24, 2024

22 Best Ideas Wedding Sparkler Photos .After purchasing enough wedding celebration sparklers, usually no more than 24…
Best St. Patrick Day Ideas
Best 22 St Patrick's Day Wishes Quotes

by admin October 23, 2024

by admin October 23, 2024

Best 22 St Patrick&#039;s Day Wishes Quotes .With tongue in cheek every American who suches as a…
Wedding Flowers
23 Of the Best Ideas for Wedding Flowers Ri

by admin October 23, 2024

by admin October 23, 2024

23 Of the Best Ideas for Wedding Flowers Ri .While consulting the flower designer do not get…
Landscape Ideas
22 Marvelous Landscape Front Of House

by admin October 23, 2024

by admin October 23, 2024

22 Marvelous Landscape Front Of House .Designing With Flower Power Picture of a blossom from a hibiscus…
Best Fall Ideas
21 Ideas for Fall Cakes Ideas

by admin October 23, 2024

by admin October 23, 2024

21 Ideas for Fall Cakes Ideas .@[One of the most extravagant and touching motif weddings is the…
Kitchen Ideas
20 Smart Tile In Kitchen Floor

by admin October 22, 2024

by admin October 22, 2024

20 Smart Tile In Kitchen Floor .Kitchen floor covering requires to be hardwearing, family-proof and simple to…
Beautiful Nails
20 Best Beautiful Nails Memphis Tn

by admin October 22, 2024

by admin October 22, 2024

20 Best Beautiful Nails Memphis Tn .Our special solutions consist of late nights, commitment plans, special hire,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?