Home, Family, Style and Art Ideas

Christmas Quotes
21 Best Ideas Merry Christmas Ya Filthy Animal Quote

by admin August 17, 2024

by admin August 17, 2024

21 Best Ideas Merry Christmas Ya Filthy Animal Quote . ” When you provide a present at…
Sad Quotes
24 Best Ideas Alone Quotes Sad

by admin August 17, 2024

by admin August 17, 2024

24 Best Ideas Alone Quotes Sad . We gathered the most attractive and also unfortunate quotes. You…
Best Easter Ideas
25 Of the Best Ideas for Teenager Easter Basket Ideas

by admin August 17, 2024

by admin August 17, 2024

25 Of the Best Ideas for Teenager Easter Basket Ideas .Most individuals like to embellish the beyond…
DIY Costume Ideas
The 35 Best Ideas for Diy Bear Costume

by admin August 16, 2024

by admin August 16, 2024

The 35 Best Ideas for Diy Bear Costume .Halloween is an open invitation to be and also…
Kids Room Ideas
35 Luxury Kids Table at Wedding

by admin August 16, 2024

by admin August 16, 2024

35 Luxury Kids Table at Wedding .Buy small furnishings embed in contemporary as well as trendy designs,…
Beach Wedding
23 Ideas for Beach Weddings In Destin Fl

by admin August 16, 2024

by admin August 16, 2024

23 Ideas for Beach Weddings In Destin Fl .That stated, if you re having a smaller coastline…
Kids Room Ideas
25 Incredible Kids Indoor Hammock

by admin August 16, 2024

by admin August 16, 2024

25 Incredible Kids Indoor Hammock .College holidays or not, when the youngsters need to play, it’s finest…
Best Thanksgiving Ideas
24 Best Thanksgiving Wall Decor

by admin August 15, 2024

by admin August 15, 2024

24 Best Thanksgiving Wall Decor .If you are preparing a sit down affair then you will certainly…
Glitter Nails
25 Of the Best Ideas for Fade Glitter Nails

by admin August 15, 2024

by admin August 15, 2024

25 Of the Best Ideas for Fade Glitter Nails .This ombre design is best for you if…
Crochet Hairstyles
22 Best Crochet Hairstyles

by admin August 15, 2024

by admin August 15, 2024

22 Best Crochet Hairstyles .After your braider completes this great crochet hairstyle, include a couple of gold-tone…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?