Home, Family, Style and Art Ideas

DIY Craft for Toddlers Ideas
The Best August Crafts for toddlers

by admin December 16, 2024

by admin December 16, 2024

The Best August Crafts for toddlers .Get ready to take arts ‘n’ crafts to the next level.…
Best Mothers Day Ideas
The Best Ideas for Mother's Day Picture Ideas

by admin December 16, 2024

by admin December 16, 2024

The Best Ideas for Mother&#039;s Day Picture Ideas .She will certainly enjoy it. Greet her with cards…
Landscape Ideas
24 Lovely Landscape Led Lighting

by admin December 16, 2024

by admin December 16, 2024

24 Lovely Landscape Led Lighting .Bring your home’s finest attributes to life by producing a significant effect…
Bachelorette Party Ideas
The top 22 Ideas About fort Worth Bachelorette Party Ideas

by admin December 15, 2024

by admin December 15, 2024

The top 22 Ideas About fort Worth Bachelorette Party Ideas .If you’re seeking out-of-the-box bachelorette party ideas,…
Bedroom Ideas
35 Excellent Mens Bedroom Curtains

by admin December 15, 2024

by admin December 15, 2024

35 Excellent Mens Bedroom Curtains .Currently it s time to loosen up and also let loose the…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for 12 Year Old Girl

by admin December 15, 2024

by admin December 15, 2024

20 Of the Best Ideas for Birthday Gift Ideas for 12 Year Old Girl . Take from…
Graduation Gift Ideas
Top 25 Great College Graduation Gift Ideas

by admin December 15, 2024

by admin December 15, 2024

Top 25 Great College Graduation Gift Ideas .Fashion jewelry is a wonderful selection as a college graduation…
Birthday Decoration Ideas
23 Best Ideas 50th Birthday Cake Decorating Ideas

by admin December 14, 2024

by admin December 14, 2024

23 Best Ideas 50th Birthday Cake Decorating Ideas . Host the Ultimate Bash with Themed Birthday Party…
Coloring Pages For Toddlers
20 Best Large Coloring Books for toddlers

by admin December 14, 2024

by admin December 14, 2024

20 Best Large Coloring Books for toddlers .My children make use of (and also enjoy) the coloring…
Kids Hairstyle Ideas
23 Best Ideas Baby Love Hair Lotion

by admin December 14, 2024

by admin December 14, 2024

23 Best Ideas Baby Love Hair Lotion .This spiky look absolutely fits the bill if you re…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?