Home, Family, Style and Art Ideas

Best Christmas Ideas
25 Of the Best Ideas for Christmas Party Crafts

by admin December 19, 2024

by admin December 19, 2024

25 Of the Best Ideas for Christmas Party Crafts .For children, Xmas is just one of the…
DIY Box Ideas
Top 20 Diy Valentine Box

by admin December 18, 2024

by admin December 18, 2024

Top 20 Diy Valentine Box .The gift box ideas shared here today are design to be fun…
Rings
21 Of the Best Ideas for Wedding Rings Gold

by admin December 18, 2024

by admin December 18, 2024

21 Of the Best Ideas for Wedding Rings Gold .Whether you re picking rings for your engagement…
Birthday Invitation Ideas
The Best Ideas for Mickey Birthday Invitations

by admin December 18, 2024

by admin December 18, 2024

The Best Ideas for Mickey Birthday Invitations . There are a lot of different methods to commemorate…
Birthday Gift Ideas
The top 20 Ideas About 19th Birthday Gift Ideas for Guys

by admin December 18, 2024

by admin December 18, 2024

The top 20 Ideas About 19th Birthday Gift Ideas for Guys . Birthday Gifts If you’re once…
Dinner Party Ideas
24 Best Ideas Raclette Dinner Party Ideas

by admin December 17, 2024

by admin December 17, 2024

24 Best Ideas Raclette Dinner Party Ideas .We have actually put together a collection of supper party…
Wedding Dresses
The Best Ideas for Lace top Wedding Dress

by admin December 17, 2024

by admin December 17, 2024

The Best Ideas for Lace top Wedding Dress .There are numerous wedding event information that you need…
DIY Home Decoration Ideas
22 Of the Best Ideas for Diy Room Decor for Fall

by admin December 17, 2024

by admin December 17, 2024

22 Of the Best Ideas for Diy Room Decor for Fall . The reality that doing a…
DIY Plan Ideas
The 25 Best Ideas for Diy Tiny House Plans

by admin December 17, 2024

by admin December 17, 2024

The 25 Best Ideas for Diy Tiny House Plans . Pottery Barn-Style DIY Bed Structure with Storage…
Best Memorial Day Ideas
The Best Ideas for Memorial Day Activities Dc

by admin December 16, 2024

by admin December 16, 2024

The Best Ideas for Memorial Day Activities Dc .On Memorial Day, we commemorate not just those who…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?