Home, Family, Style and Art Ideas

Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes Belated

by admin October 29, 2024

by admin October 29, 2024

The 25 Best Ideas for Birthday Wishes Belated .Sending birthday introductions has come to be a required…
Thanksgiving Quotes
The Best Ideas for Thanksgiving Quotes for Business

by admin October 29, 2024

by admin October 29, 2024

The Best Ideas for Thanksgiving Quotes for Business .” I assume that is a much better thing…
Coloring Pages for Children
21 Best Coloring Pages for Kids Spring

by admin October 29, 2024

by admin October 29, 2024

21 Best Coloring Pages for Kids Spring .This is incredible! Thank you for sharing this wonderful lesson.…
DIY Craft for Kids Ideas
The top 20 Ideas About Halloween Punch for Kids-diy

by admin October 28, 2024

by admin October 28, 2024

The top 20 Ideas About Halloween Punch for Kids-diy .Whether your child likes arts & crafts or…
Living Room Ideas
20 Stylish Wall Mirror for Living Room

by admin October 28, 2024

by admin October 28, 2024

20 Stylish Wall Mirror for Living Room .This was a difficult project because the house owner intended…
Birthday Gift Ideas
The Best 5 Yr Old Girl Birthday Gift Ideas

by admin October 28, 2024

by admin October 28, 2024

The Best 5 Yr Old Girl Birthday Gift Ideas .If you’re immediately after a special birthday present,…
Nail Styles
The top 22 Ideas About Different Types Of Nail Styles

by admin October 28, 2024

by admin October 28, 2024

The top 22 Ideas About Different Types Of Nail Styles .Short or long, oval nails are always…
Long Hairstyles
23 Ideas for Diy Haircuts for Long Hair

by admin October 27, 2024

by admin October 27, 2024

23 Ideas for Diy Haircuts for Long Hair .You’ve wanted different long hairstyles because method back in…
DIY Costume Ideas
35 Best Diy Horse Costumes

by admin October 27, 2024

by admin October 27, 2024

35 Best Diy Horse Costumes . Your child brings color to your globe on Halloween and also…
Birthday Gift Ideas
20 Of the Best Ideas for 50th Birthday Party Gift Ideas

by admin October 27, 2024

by admin October 27, 2024

20 Of the Best Ideas for 50th Birthday Party Gift Ideas .If you’re immediately after a one…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?