Home, Family, Style and Art Ideas

Bathroom Ideas
23 Unique Master Bathroom Remodel

by admin August 22, 2024

by admin August 22, 2024

23 Unique Master Bathroom Remodel .The very best thing about this bathroom isn’t its cool, conventional whiteness…
Baby Shower Gifts
The Best Gift Basket for Baby

by admin August 22, 2024

by admin August 22, 2024

The Best Gift Basket for Baby .A child shower is a monumental party for the mom-to-be. It…
Cute Hairstyles
The top 22 Ideas About Cute Hairstyles for Short Dreads

by admin August 21, 2024

by admin August 21, 2024

The top 22 Ideas About Cute Hairstyles for Short Dreads .Treating your hair with excellent quality shampoos…
Bedroom Ideas
23 Cool Small Bedroom Air Conditioner

by admin August 21, 2024

by admin August 21, 2024

23 Cool Small Bedroom Air Conditioner .If you require a bed room transformation but wear t think…
Kitchen Ideas
20 Charming Small Kitchen Design Pictures

by admin August 21, 2024

by admin August 21, 2024

20 Charming Small Kitchen Design Pictures .A small kitchen can still have a large personality. Enter this…
Beach Party Ideas
The Best Ideas for Indoor Beach Party Ideas

by admin August 21, 2024

by admin August 21, 2024

The Best Ideas for Indoor Beach Party Ideas .Get some mason containers, fill them with sand and…
Birthday Party Inspirations
30 Ideas for Wonder Woman Birthday Party Supplies

by admin August 20, 2024

by admin August 20, 2024

30 Ideas for Wonder Woman Birthday Party Supplies . Discover Birthday Event Product, including Decorations, Favors as…
Black Hairstyles
22 Of the Best Ideas for Wave Hairstyles for Short Black Hair

by admin August 20, 2024

by admin August 20, 2024

22 Of the Best Ideas for Wave Hairstyles for Short Black Hair .Black Braided Hair Styles –…
Bob Hairstyles
The 20 Best Ideas for Wavy Bob Haircuts

by admin August 20, 2024

by admin August 20, 2024

The 20 Best Ideas for Wavy Bob Haircuts .An additional preferred bob style is the chin size…
Coloring Pages For Kids
25 Best Ideas Train Coloring Pages for Kids

by admin August 20, 2024

by admin August 20, 2024

25 Best Ideas Train Coloring Pages for Kids .Coloring pages the simplest way to soothe your youngster.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?