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Retirement Party Ideas
22 Ideas for Retirement Party Game Ideas

by admin December 28, 2024

by admin December 28, 2024

22 Ideas for Retirement Party Game Ideas .The Big Takeaways … When intending somebody’s retired life party,…
Backyard Ideas
35 Lovely Backyard Movie Ideas

by admin December 28, 2024

by admin December 28, 2024

35 Lovely Backyard Movie Ideas .If you’re not sure where to begin with your backyard remodel, why…
Gift Ideas For Girls
The Best Ideas for Gift Ideas for 20 Year Old Girls

by admin December 27, 2024

by admin December 27, 2024

The Best Ideas for Gift Ideas for 20 Year Old Girls . Women like surprises, specifically gifts.…
Clean-Eating Recipes
24 Ideas for Kfc Clean Eating Burger

by admin December 27, 2024

by admin December 27, 2024

24 Ideas for Kfc Clean Eating Burger .Can not obtain away from cheese when making those. As…
Best Passover Ideas
The top 24 Ideas About Passover Menu Ideas 2018

by admin December 27, 2024

by admin December 27, 2024

The top 24 Ideas About Passover Menu Ideas 2018 .Read on for some wonderful thoughts on how…
Pins
Top 23 Pins On Backpack

by admin December 27, 2024

by admin December 27, 2024

Top 23 Pins On Backpack .There s no far better means to perk up your collar than…
Kids Room Ideas
35 Thinks We Can Learn From This Kids Bathroom Signs

by admin December 26, 2024

by admin December 26, 2024

35 Thinks We Can Learn From This Kids Bathroom Signs .Any parent recognizes that when you have…
DIY Craft for Preschoolers Ideas
25 Ideas for Easter Basket Craft Ideas for Preschoolers

by admin December 26, 2024

by admin December 26, 2024

25 Ideas for Easter Basket Craft Ideas for Preschoolers . Because springtime is the moment for renewal…
Wedding Guest Book
Top 21 Wedding Album and Guest Book Set

by admin December 26, 2024

by admin December 26, 2024

Top 21 Wedding Album and Guest Book Set .Wedding guest books are one of the most utilized…
Christmas Quotes
Best 21 Christmas One Line Quotes

by admin December 26, 2024

by admin December 26, 2024

Best 21 Christmas One Line Quotes .In the days leading up to Christmas, it occasionally feels like…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?