Home, Family, Style and Art Ideas

Birthday Gift Ideas
The 20 Best Ideas for Gift Ideas for Sisters Birthday

by admin December 30, 2024

by admin December 30, 2024

The 20 Best Ideas for Gift Ideas for Sisters Birthday . So, if your self are going…
Birthday Decoration Ideas
Best 23 100th Birthday Decorations

by admin December 30, 2024

by admin December 30, 2024

Best 23 100th Birthday Decorations . Balloons can be among one of the most economical and easy…
Party Food Ideas
24 Best Angry Birds Party Food Ideas

by admin December 30, 2024

by admin December 30, 2024

24 Best Angry Birds Party Food Ideas .@[Chips and also dip is constantly a party favored, however,…
Jewelry Sets
25 Best Pear Shaped Wedding Ring Sets

by admin December 30, 2024

by admin December 30, 2024

25 Best Pear Shaped Wedding Ring Sets .Fashion jewelry collections make a superb gift for your spouse,…
Best Cinco de Mayo Ideas
The Best Ideas for Cinco De Mayo Preschool Crafts

by admin December 29, 2024

by admin December 29, 2024

The Best Ideas for Cinco De Mayo Preschool Crafts .Connect your invite with a ribbon or a…
Best Fathers Day Ideas
20 Of the Best Ideas for Fathers Day Ideas From son

by admin December 29, 2024

by admin December 29, 2024

20 Of the Best Ideas for Fathers Day Ideas From son .It’s exactly why it’s up to…
Wedding Invitations
Best 21 Wedding Invitation Cardstock

by admin December 29, 2024

by admin December 29, 2024

Best 21 Wedding Invitation Cardstock .Traditional wedding event invites look like they are rather old fashioned. There…
Cool Hairstyles
Top 20 Cool Kids Haircuts

by admin December 29, 2024

by admin December 29, 2024

Top 20 Cool Kids Haircuts .It is one of the most classy coiffure as well as celebs…
Birthday Gift Ideas
The 20 Best Ideas for 18th Birthday Gift Ideas for Girlfriend

by admin December 28, 2024

by admin December 28, 2024

The 20 Best Ideas for 18th Birthday Gift Ideas for Girlfriend . Pick out versus our broad…
Living Room Ideas
23 Best Design Ideas for Living Room Wall Paintings

by admin December 28, 2024

by admin December 28, 2024

23 Best Design Ideas for Living Room Wall Paintings .Leisure, convenience, togetherness. It’s the setup for countless…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?