Home, Family, Style and Art Ideas

Living Room Ideas
25 Incredible Country Curtains for Living Room

by admin January 4, 2025

by admin January 4, 2025

25 Incredible Country Curtains for Living Room .Let the light in with these artistic shed drapes. Fix…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids Room Decorations

by admin January 4, 2025

by admin January 4, 2025

The 20 Best Ideas for Diy Kids Room Decorations . Young children can finger paint paper plates,…
Kids Party Ideas
The Best Ideas for Kids Party Jump

by admin January 3, 2025

by admin January 3, 2025

The Best Ideas for Kids Party Jump .Well, there is no requirement to employ a principal from…
Beautiful Nails
20 Of the Best Ideas for Beautiful toe Nails

by admin January 3, 2025

by admin January 3, 2025

20 Of the Best Ideas for Beautiful toe Nails .Beautiful Nails & Body Beauty parlor brings a…
Wedding Sparklers
The Best wholesale Wedding Sparklers

by admin January 3, 2025

by admin January 3, 2025

The Best wholesale Wedding Sparklers .Second of all, after ordering sufficient wedding sparklers, normally no greater than…
Quotes for Kids
The top 20 Ideas About Quote About Death Of A Child

by admin January 3, 2025

by admin January 3, 2025

The top 20 Ideas About Quote About Death Of A Child .We typically think about just how…
Best Valentines Day Ideas
The top 20 Ideas About Valentines Day Crafts

by admin January 2, 2025

by admin January 2, 2025

The top 20 Ideas About Valentines Day Crafts .There are thousands of valentine day ideas to choose…
Baby Shower Gift Ideas
30 Ideas for Baby Shower Return Gift Ideas for Guests

by admin January 2, 2025

by admin January 2, 2025

30 Ideas for Baby Shower Return Gift Ideas for Guests .It s a puppet, it s a…
Gift Ideas For Couples
20 Best Anniversary Gift Ideas for Couple

by admin January 2, 2025

by admin January 2, 2025

20 Best Anniversary Gift Ideas for Couple . The couple who’s always organizing events possibly doesn’t require…
Coloring Pages for Children
21 Best Ideas Coloring Ideas for Kids

by admin January 2, 2025

by admin January 2, 2025

21 Best Ideas Coloring Ideas for Kids .Super coloring – free coloring pages for youngsters, coloring sheets,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?