Home, Family, Style and Art Ideas

Birthday Party Ideas
The Best Ideas for Ideas for 7 Year Old Birthday Party

by admin September 8, 2024

by admin September 8, 2024

The Best Ideas for Ideas for 7 Year Old Birthday Party .First Birthday Celebration Ideas >> Barnyard…
Birthday Quotes Inspirations
25 Best Alice In Wonderland Unbirthday Quote

by admin September 8, 2024

by admin September 8, 2024

25 Best Alice In Wonderland Unbirthday Quote . Birthday celebration quotes can be utilized inside a greeting…
Kitchen Ideas
20 Stunning Costco Kitchen Remodel

by admin September 8, 2024

by admin September 8, 2024

20 Stunning Costco Kitchen Remodel .Enhance your kitchen floor plan for food prep and entertaining by rethinking…
Engagement
Best 22 Cheap Engagement Rings Real Diamonds

by admin September 7, 2024

by admin September 7, 2024

Best 22 Cheap Engagement Rings Real Diamonds .When looking for that perfect diamond, selecting fashion jewelry that…
Nail Ideas
The top 23 Ideas About Summer Nail Ideas

by admin September 7, 2024

by admin September 7, 2024

The top 23 Ideas About Summer Nail Ideas .There are the classics, like pumpkins and also charming…
Baby Shower Gifts
The 21 Best Ideas for Gift Basket Ideas for Baby Shower

by admin September 7, 2024

by admin September 7, 2024

The 21 Best Ideas for Gift Basket Ideas for Baby Shower .A child shower is a monumental…
Coloring Pages For Kids
Top 25 Geometric Coloring Pages for Kids

by admin September 7, 2024

by admin September 7, 2024

Top 25 Geometric Coloring Pages for Kids . Coloring is a very enjoyable for any ages: for…
Glitter Nails
25 Ideas for Pink Glitter Acrylic Nails

by admin September 6, 2024

by admin September 6, 2024

25 Ideas for Pink Glitter Acrylic Nails .Glitter may make you reflect to doing crafts in elementary…
Kitchen Ideas
30 Stylish Kitchen Pan organizer

by admin September 6, 2024

by admin September 6, 2024

30 Stylish Kitchen Pan organizer .Develop any of these kitchen area storage jobs and also far more…
Wedding Bands
25 Best Ideas Ceramic Wedding Bands Pros and Cons

by admin September 6, 2024

by admin September 6, 2024

25 Best Ideas Ceramic Wedding Bands Pros and Cons .A wedding celebration band is perhaps more vital…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?